255 N 2975 W, Layton, UT 84041 Property Records

Davis County property record for 255 N 2975 W, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,943 sqft · built 2005
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$384,200 (Jun 2014)
Tax Bill	$4,024 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-560-1112`

Property Details

APN / Parcel Number

Primary APN	`12-560-1112`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,943 sqft Living Area
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Area	954 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	255 N 2975 W
City	LAYTON
State	UT
Zip	84041-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 1112, WILD HORSE SPRINGS SUB PHASE 11. CONT 0.36 ACRES
Legal Subdivision	WILD HORSE SPRINGS SUBDIVISION PHASE 11
Legal Phase	11
Legal Lot Number	1112
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1027
Census Tract	125415

Owner

255 N 2975 W is owned and occupied by two individuals who bought it in June 2014.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	255 N 2975 W, LAYTON, UT 84041-8835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Oct 11, 2024	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
May 10, 2024	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
May 10, 2019	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 16, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2014 · Amount on File
Deed Sale	Jun 3, 2014 · Amount on File
Prior Sale	Apr 2, 2008 · Amount on File
Deed Document Number	20142806634
Deed Book / Page	6031 / 366
Prior Transfer Date	Oct 16, 2007
Prior Transfer Doc	0002314196
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	255 N 2975 W, LAYTON, UT 84041-8835
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008310/606
Date	Aug 7, 2023
Book Page	8310/606
Instrument	3539286

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	255 N 2975 W, LAYTON, UT 84041-8835
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 N 2975 W, LAYTON, UT 84041-8835

Mortgage

Document Number	008604/839
Date	Oct 11, 2024
Book Page	8604/839
Instrument	3590655

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	255 N 2975 W, LAYTON, UT 84041-8835
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 N 2975 W, LAYTON, UT 84041-8835

Mortgage

Document Number	008500/647
Date	May 10, 2024
Book Page	8500/647
Instrument	3571057

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	255 N 2975 W, LAYTON, UT 84041-8835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003159367
Date	May 10, 2019
Book Page	7260/3014
Instrument	3159367

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 20, 2029

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	255 N 2975 W, LAYTON, UT 84041-8835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003280835
Date	Aug 12, 2020
Book Page	7573/52
Instrument	3280835

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2045

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	255 N 2975 W, LAYTON, UT 84041-8835
Document Number	0003197297
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	255 N 2975 W LAYTON UT 840418835, LAYTON, UT 84041-8835

Mortgage

Document Number	0003197297
Date	Oct 21, 2019
Book Page	007372/002297
Instrument	3197297

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 255 N 2975 W was $4,024.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,850 (-0.13%) Land $146,085 Building $275,765	$767,000 (-0.13%) Land $265,609 Building $501,391
2025	$4,024.00 (-0.02%)	$422,400 Land $147,011 Building $275,389	$768,000 Land $267,293 Building $500,707
2024	$4,025.00 (+2.5%)
2023	$3,927.00 (-6.5%)	$732,000 Land $169,856 Building $562,144	$732,000 Land $169,856 Building $562,144
2022	$4,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 255 N 2975 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 N 2975 W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, Utah Broadband.

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