Stanislaus County property record for 2728 Merle Ave, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,740 sqft · built 1988 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Dec 2008) |
| Tax Bill | $2,163 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-022-080-000 |
| Primary APN | 077-022-080-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 142 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2728 MERLE AVE |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-9353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST LAKE ESTATES BLK 11115 LOT 1 |
| Legal Subdivision | EAST LAKE ESTATES |
| Legal Block | 11115 |
| Legal Lot Number | 1 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 911 |
2728 Merle Ave is owned and occupied by an individual who bought it in December 2008.
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2728 MERLE AVE, MODESTO, CA 95355-9353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTELLILOAN INC |
| Aug 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage METROPOLITAN HOME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2008 · Amount on File |
| Deed Sale | Dec 31, 2008 · Amount on File |
| Prior Sale | Sep 12, 2008 · Amount on File |
| Deed Document Number | 2008136401 |
| Prior Transfer Date | Sep 9, 2008 |
| Prior Transfer Doc | 0000099869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2728 MERLE AVE, MODESTO, CA 95355-9353 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2728 MERLE AVE, MODESTO, CA 95355-9353 |
| Document Number | 0000020041 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021-0020041 |
| Name | INTELLILOAN INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92799 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2728 MERLE AVE, MODESTO, CA 95355-9353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO LA |
| Name | Verified Name |
|---|
| Document Number | 0000058837 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 2017-0058837 |
| Name | METROPOLITAN HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2026 property tax bill for 2728 Merle Ave was $2,163 with a homeowner's exemption, up 1.6% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Secondary School District | Modesto City High School District (09 - 12) |
| Elementary School District | Sylvan Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,163.00 (+1.64%) Homeowner's exemption | $203,579 (+2%) Land $59,100 Building $144,479 |
| 2025 | $2,128.00 Homeowner's exemption | $199,589 Land $57,942 Building $141,647 |
| 2023 | $2,047.00 (+4.33%) Homeowner's exemption | $191,841 Land $55,693 Building $136,148 |
| 2022 | $1,962.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2728 Merle Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2728 Merle Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 919 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Ayera Technologies.
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