Charlottesville City property record for 2728 McElroy Dr, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,688 sqft · built 1970 |
| Lot Size | 0.274 acres (11,935 sqft) |
| Owner | Individual Name on File |
| Last Sale | $44,000 (Mar 1976) |
| Tax Bill | $4,843 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 190034170 |
| Primary APN | 190034170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,688 sqft Finished Area |
| 1st Floor Area | 1,350 sqft |
| Attic | Attic |
| Attic Area | 1,350 sqft |
| Basement Area | 1,350 sqft |
| Finished Basement | 324 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 11,935 sqft (0.274 acres) |
| Lot Depth | 155 ft Depth |
| Garage Type | Basement |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 37 sqft |
| Deck Area | 140 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2728 MCELROY DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-4143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 17&PAR X JEFFERSON WOODS |
| Legal Subdivision | FRY SPRINGS |
| Legal Lot Number | 17 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 502 |
2728 McElroy Dr is owned by an individual who acquired it in September 2022.
Source: Charlottesville City records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2330 CUMBERLAND RD, CHARLOTTESVILLE, VA 22901-7726 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 1976 · Amount on File |
| Deed Sale | Mar 22, 1976 · Amount on File |
| Prior Sale | Jun 8, 1970 · Amount on File |
| Last Transfer Date | Sep 26, 2022 |
| Transfer Doc | 0000003585 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2728 McElroy Dr was $4,843.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,843.00 | $479,100 (+1.76%) Land $115,400 Building $363,700 | $479,100 (+1.76%) Land $115,400 Building $363,700 |
| 2025 | $470,800 Land $113,400 Building $357,400 | $470,800 Land $113,400 Building $357,400 | |
| 2023 | $4,042.00 (+10.14%) | $393,400 Land $89,100 Building $304,300 | $393,400 Land $89,100 Building $304,300 |
| 2022 | $3,670.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2728 McElroy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 22 (1979–2024) |
| Claims Outside the SFHA | 2 of 22 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2728 McElroy Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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