2726 McElroy Dr, Charlottesville, VA 22903 Property Records

Charlottesville City property record for 2726 McElroy Dr, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,025 sqft · built 1960
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Apr 2026)
Tax Bill	$4,891 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`190-034-160`

Property Details

APN / Parcel Number

Primary APN	`190-034-160`
Alternative APNs	`00000012696` `12308` `43922`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,029 sqft
Basement Area	1,025 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)
Lot Depth	152 ft Depth
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	206 sqft
Deck Area	140 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	00000012696
Street Address	2726 MCELROY DR
City	CHARLOTTESVILLE
State	VA
Zip	22903-4143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT 16 BK B JEFFERSON WOODS
Legal Subdivision	FRY SPRINGS
Legal Block	B
Legal Lot Number	16
Jurisdiction	CHARLOTTESVILLE CITY VA
Township / Civil Division	CHARLOTTESVILLE
Census Block Group	3
Census Block	3007
Census Tract	502

Owner

2726 McElroy Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Charlottesville City records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2726 MCELROY DR, CHARLOTTESVILLE, VA 22903-4143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Jul 29, 2005 · Amount on File
Deed Document Number	20261040
Record Updated	Oct 29, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHARLOTTESVILLE CITY VA
Recording Date	Apr 23, 2026
Property Address	2726 MCELROY DR, CHARLOTTESVILLE, VA 22903-4143
Document Number	0000001040
Instrument Date	Apr 6, 2026
Instrument	20261040
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240,716.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2726 MCELROY DR, CHARLOTTESVILLE, VA 22903-4143

Mortgage

Document Number	0000001041,
Date	Apr 23, 2026
Instrument	20261041

Lender

Name	SUMMIT MORTGAGE CORPORATION

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 2726 McElroy Dr was $4,891.

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Charlottesville City
Unified School District	Charlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,891.00	$486,800 (+2.85%) Land $128,300 Building $358,500	$486,800 (+2.85%) Land $128,300 Building $358,500
2025		$473,300 Land $126,000 Building $347,300	$473,300 Land $126,000 Building $347,300
2023	$3,980.00 (+16.37%)	$389,400 Land $113,900 Building $275,500	$389,400 Land $113,900 Building $275,500
2022	$3,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2726 McElroy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	22 (1979–2024)
Claims Outside the SFHA	2 of 22
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2726 McElroy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500
Water Source	Purchased surface water from RWSA URBAN SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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