2728 Marsh Elder Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 2728 Marsh Elder Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Lot Size	0.235 acres (10,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Aug 2026)
Tax Bill	$7,943 (2026)
Deeds & Mortgages	Aug 2026 Sale Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-204108`

Property Details

APN / Parcel Number

Primary APN	`07-204108`
Alternative APNs	`7204108` `204108`

Interior

Building Area	2,032 sqft Total Area

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Lot Area	10,253 sqft (0.235 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	204108
Street Address	2728 MARSH ELDER DR
City	CAMBRIDGE
State	MD
Zip	21613-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 80 - 10,253 SQ F SINGLE FAMILY RES SECT 3 MARSH ELDER DR
Legal Subdivision	PLAT SHOWING ABANDONEMTN OF LOT LNES
Legal Lot Number	80
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1016
Census Tract	970400

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2728 MARSH ELDER DR, CAMBRIDGE, MD 21613-3411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed, Transfer COUNSELORS TITLE COMPANY, COUNSELORS TITLE
Apr 13, 2022	Deed of Trust, Mortgage PEOPLES BANK
May 12, 2026	Deed · Line of Credit CMG MORTGAGE INC
Dec 10, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage CHARLES M FAIRCHILD II ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	May 12, 2026 · Amount on Record
Deed Book / Page	2037 / 157
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	0017030166
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 31, 2026
Property Address	2728 MARSH ELDER DR, CAMBRIDGE, MD 21613-3411
Document Number	2037000157
Book / Page	2037 / 157
Instrument Date	Aug 14, 2026
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	COUNSELORS TITLE COMPANY, COUNSELORS TITLE

Transaction

Amount	Amount Recorded
Tax	$621,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2728 MARSH ELDER DR, CAMBRIDGE, MD 21613-3411

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	2728 MARSH ELDER DR, CAMBRIDGE, MD 21613-3411
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0017340294
Date	Apr 13, 2022
Book Page	1734/294

Lender

Name	PEOPLES BANK
Type	Bank
Address	WASHINGTON, DC 20036

Agreement

Amount	Amount Recorded

May 2026: Deed

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 12, 2026
Property Address	2728 MARSH ELDER RD, CAMBRIDGE, MD 21613-3411
Document Number	2013000415
Book / Page	2013 / 415
Instrument Date	Mar 27, 2026
Record Updated	May 28, 2026
Title Company	KEYSTONE TITLE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENT SERV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606,610.04
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 MARSH ELDER RD, CAMBRIDGE, MD 21613-3411

Mortgage

Document Number	2013000423,
Date	May 12, 2026
Book Page	2013/423

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 10, 2021
Property Address	2728 MARSH ELDER RD, CAMBRIDGE, MD 21613-3411
Document Number	0017030166
Book / Page	1703 / 166
Map Reference	MB 54 FO 92
Instrument Date	Nov 30, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1155 CONNECTICUT AVE NW STE 700, 1155, WASHINGTON, DC 20036-4326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9513 FERRY HARBOUR CT, ALEXANDRIA, VA 22309-3017
Investor	Possibly a Property Investor

Mortgage

Document Number	0001703193
Date	Dec 10, 2021
Instrument	1703/193

Lender

Name	CHARLES M FAIRCHILD II ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,943.00 (+798.53%)	$425,100 (+802.55%)	$475,300 (+909.13%) Land $57,100 Building $418,200
2025	$884.00 (+1.61%)	$47,100 (-) Land $47,100	$47,100 (-) Land $47,100
2023	$870.00	$47,100 Land $47,100	$47,100 Land $47,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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