2723 Marsh Elder Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 2723 Marsh Elder Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	3,228 sqft · built 2025
Lot Size	0.172 acres (7,481 sqft)
Owner	2 Individual Names on File
Last Sale	$474,990 (Mar 2026)
Tax Bill	$10,837 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-286851`

Property Details

APN / Parcel Number

Primary APN	`07-286851`
Alternative APN	`286851`

Interior

Building Area	3,228 sqft Total Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	7,481 sqft (0.172 acres)

Location & Zoning

Account Number	286851
Street Address	2723 MARSH ELDER DR
City	CAMBRIDGE
State	MD
Zip	21613-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58 - 7,481 SQ FT SINGLE FAM RES SECT 3 MARSH ELDER DR
Legal Subdivision	SINGLE-FAMILY RESIDENTIAL SECTION 3
Legal Lot Number	58
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1016
Census Tract	970400

Owner

Source: Dorchester County records · APN 07-286851

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2723 MARSH ELDER DR, CAMBRIDGE, MD 21613-4005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Feb 21, 2025 · Amount on Record
Deed Book / Page	2001 / 103
Record Updated	Sep 20, 2026

March 2026: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 10, 2026
Property Address	2723 MARSH ELDER RD, CAMBRIDGE, MD 21613-4005
Document Number	0020010103
Book / Page	2001 / 103
Map Reference	MB 68 PG 56
Instrument Date	Feb 27, 2026
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 25, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,374.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2723 MARSH ELDER RD, CAMBRIDGE, MD 21613-4005

Mortgage

Document Number	0002001115
Date	Mar 10, 2026
Instrument	2001/115

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Mar 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,900 (-10.07%) Land $71,000 Building $447,900	$518,900 (-10.07%) Land $71,000 Building $447,900
2025	$10,837.00 (+1,152.83%)	$577,000 (+1,132.91%) Land $56,800 Building $520,200	$577,000 (+1,132.91%) Land $56,800 Building $520,200
2023	$865.00	$46,800 Land $46,800	$46,800 Land $46,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), as of April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199704001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Based on FCC filings for 89 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0090002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.