2728 Loreto Ave, Costa Mesa, CA 92626 Property Records

Orange County property record for 2728 Loreto Ave, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,417 sqft · built 1960
Lot Size	0.149 acres (6,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Mar 2021)
Tax Bill	$11,634 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`141-302-17`

Property Details

APN / Parcel Number

Primary APN	`141-302-17`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,417 sqft Living Area
1st Floor Area	1,417 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,510 sqft (0.149 acres)
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2728 LORETO AVE
City	COSTA MESA
State	CA
Zip	92626-5811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3749 BLK LOT 74
Legal Subdivision	TRACT 3749
Legal Tract	3749
Legal Lot Number	74
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2020
Census Tract	63904

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2728 LORETO AVE, COSTA MESA, CA 92626-5811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Mar 5, 2021	Grant Deed, Transfer · Conventional Mortgage PRIMELENDING
Jun 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Jan 24, 2003 · Amount on Record
Deed Document Number	2021153491
Prior Transfer Date	May 26, 2018
Prior Transfer Doc	0000207011
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2728 LORETO AVE, COSTA MESA, CA 92626-5811
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 LORETO AVE, COSTA MESA, CA 92626-5811

Mortgage

Document Number	0000103258
Date	Apr 25, 2024
Instrument	2024000103258

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 24, 2039

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 5, 2021
Property Address	2728 LORETO AVE, COSTA MESA, CA 92626-5811
Document Number	0000153491
Map Reference	MB 131 PG 20-23
Instrument Date	Feb 12, 2021
Instrument	2021000153491
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2728 LORETO AVE, COSTA MESA, CA 92626-5811

Mortgage

Document Number	0000153492
Date	Mar 5, 2021
Instrument	2021000153492

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 6, 2018
Property Address	2728 LORETO AVE, COSTA MESA, CA 92626-5811
Document Number	0000207010
Instrument Date	May 26, 2018
Instrument	207010
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2728 LORETO AVE COSTA MESA CA 926265811, COSTA MESA, CA 92626-5811

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 6, 2018
Property Address	2728 LORETO AVE, COSTA MESA, CA 92626-5811
Document Number	0000207011
Instrument Date	May 26, 2018
Instrument	207011
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2728 LORETO AVE COSTA MESA CA 926265811, COSTA MESA, CA 92626-5811

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,026,794 (+2%) Land $932,938 Building $93,856
2025	$11,634.00 (+5.19%)	$1,006,661 (+4.04%) Land $914,645 Building $92,016
2023	$11,060.00 (+2.71%)	$967,572 Land $879,128 Building $88,444
2022	$10,768.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks.

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