2728 Gilchrist Dr, Lorena, TX 76655 Property Records

McLennan County property record for 2728 Gilchrist Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,817 sqft · built 2017
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$320,500 (Aug 2021)
Tax Bill	$6,517 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-252200-000310-0`

Property Details

APN / Parcel Number

Primary APN	`36-252200-000310-0`
Alternative APN	`376255`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,817 sqft Living Area
Gross Area	2,217 sqft
1st Floor Area	1,817 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	241 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2728 GILCHRIST DR
City	LORENA
State	TX
Zip	76655-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 1-A LOT 10 BLOCK 3 ACRES .152
Legal Subdivision	PARK MEADOWS ADDN PH 1-A
Legal Block	3
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2035
Census Tract	3708

Owner

2728 Gilchrist Dr is owned by two individuals who bought it in August 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 ANGLE LN, WACO, TX 76705-5241
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Vendor's Lien, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Jul 13, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Document Number	202131886
Record Updated	Oct 29, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 10, 2021
Property Address	2728 GILCHRIST DR, LORENA, TX 76655-3858
Document Number	0000031886
Map Reference	FILE 2016017337
Instrument Date	Aug 9, 2021
Instrument	2021031886
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	NOT AVAILABLE, AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 GILCHRIST DR, LORENA, TX 76655-3858

Mortgage

Document Number	0000031887
Date	Aug 10, 2021
Instrument	2021031887

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 13, 2017
Property Address	2728 GILCHRIST DR, LORENA, TX 76655-3858
Document Number	0000022600
Map Reference	FILE2016017337
Instrument Date	Jul 12, 2017
Instrument	2017022600
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 CGILCHRIST DRIVE, LORENA, TX 76655

Mortgage

Document Number	0000022601
Date	Jul 13, 2017
Instrument	2017022601

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2728 Gilchrist Dr was $6,517, up 27.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,589 (-1.76%) Land $42,971 Building $253,618	$296,589 (-1.76%) Land $42,971 Building $253,618
2025	$6,517.00 (+27.14%)	$301,900 Land $39,070 Building $262,830	$301,900 Land $39,070 Building $262,830
2024	$5,126.00
2023		$312,560 Land $39,070 Building $273,490	$312,560 Land $39,070 Building $273,490
2022	$5,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2728 Gilchrist Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2728 Gilchrist Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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