2720 Gilchrist Dr, Lorena, TX 76655 Property Records

McLennan County property record for 2720 Gilchrist Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,529 sqft · built 2017
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$312,500 (Jun 2021)
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-252200-000312-0`

Property Details

APN / Parcel Number

Primary APN	`36-252200-000312-0`
Alternative APN	`376257`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,529 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	1,529 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	421 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2720 GILCHRIST DR
City	LORENA
State	TX
Zip	76655-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 1-A LOT 12 BLOCK 3 ACRES .152
Legal Subdivision	PARK MEADOWS ADDN PH 1-A
Legal Block	3
Legal Lot Number	12
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2035
Census Tract	3708

Owner

2720 Gilchrist Dr is owned and occupied by an individual who bought it in June 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2720 GILCHRIST DR, LORENA, TX 76655-3858
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK
Jul 3, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Prior Sale	Jul 3, 2017 · Amount on File
Deed Document Number	202122901
Record Updated	Oct 29, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 11, 2021
Property Address	2720 GILCHRIST DR, LORENA, TX 76655-3858
Document Number	0000022901
Map Reference	DOC 2016017337
Instrument Date	Jun 7, 2021
Instrument	2021022901
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 GILCHRIST DR, LORENA, TX 76655-3858

Mortgage

Document Number	0000022902
Date	Jun 11, 2021
Instrument	2021022902

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 3, 2017
Property Address	2720 GILCHRIST DR, LORENA, TX 76655-3858
Document Number	0000021369
Map Reference	FILE20160017337
Instrument Date	Jun 30, 2017
Instrument	2017021369
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 GILCHRIST DR, LORENA, TX 76655-3858

Mortgage

Document Number	0000021370
Date	Jul 3, 2017
Instrument	2017021370

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2720 Gilchrist Dr was $1,976 with exemptions applied, down 37.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,000 (-8.23%) Land $42,971 Building $162,029	$205,000 (-8.23%) Land $42,971 Building $162,029
2025	$1,976.00 (-37.82%) Homeowner's exemption Senior Citizen's exemption	$223,377 Land $39,070 Building $184,307	$223,377 Land $39,070 Building $184,307
2024	$3,178.00
2023		$268,915 Land $39,070 Building $229,845	$268,915 Land $39,070 Building $229,845
2022	$3,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2720 Gilchrist Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2720 Gilchrist Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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