2728 Clay St, Placerville, CA 95667 Property Records

El Dorado County property record for 2728 Clay St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,743 sqft · built 2000
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$455,000 (May 2018)
Tax Bill	$4,208 (2025)
Deeds & Mortgages	Sep 2019 Transfer Mar 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`002-400-018-000`

Property Details

APN / Parcel Number

Primary APN	`002-400-018-000`
Alternative APNs	`00240018100` `0024001810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,743 sqft Living Area
1st Floor Area	1,743 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,743 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2728 CLAY ST
City	PLACERVILLE
State	CA
Zip	95667-4679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	L 33 COTTONWOOD PK SUB #1
Legal Subdivision	COTTONWOOD PK SUB #1
Legal Lot Number	33
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	1
Census Block	1007
Census Tract	31100

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2728 CLAY ST, PLACERVILLE, CA 95667-4679
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 17, 2020	Correction Deed, Transfer NOT AVAILABLE
May 22, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Sep 15, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Sep 15, 2017	Quit Claim Deed, Transfer TSI TITLE COMPANY, TSI TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Oct 1, 2007 · Amount on Record
Deed Document Number	201819622
Last Transfer Date	Aug 31, 2019
Transfer Doc	0000037567
Record Updated	Oct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 10, 2019
Property Address	2728 CLAY ST, PLACERVILLE, CA 95667-4679
Document Number	0000037567
Instrument Date	Aug 31, 2019
Instrument	37567
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2728 CLAY ST PLACERVILLE CA 956674679, PLACERVILLE, CA 95667-4679

March 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 17, 2020
Property Address	2728 CLAY ST, PLACERVILLE, CA 95667-4679
Document Number	0000012417
Instrument Date	Aug 31, 2019
Instrument	12417
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2728 CLAY ST PLACERVILLE CA 956674679, PLACERVILLE, CA 95667-4679

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 22, 2018
Property Address	2728 CLAY ST, PLACERVILLE, CA 95667-4679
Document Number	0000019622
Map Reference	MB 1 PG 39
Instrument Date	May 16, 2018
Instrument	2018-0019622
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 CLAY ST, PLACERVILLE, CA 95667-4679

Mortgage

Document Number	0000019623
Date	May 22, 2018
Instrument	2018-0019623

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2728 CLAY ST, PLACERVILLE, CA 95667-4679
Document Number	0000015653
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	PLACER TITLE COMPANY AUBURN, PLACER TITLE CO AUBURN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2728 CLAY ST PLACERVILLE CA 956674679, PLACERVILLE, CA 95667-4679

Mortgage

Document Number	0000015653
Date	Apr 26, 2018
Instrument	15653

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 15, 2017
Property Address	2728 CLAY ST, PLACERVILLE, CA 95667-4679
Document Number	0000040309
Instrument Date	Sep 8, 2017
Instrument	40309
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2728 CLAY ST PLACERVILLE CA 956674679, PLACERVILLE, CA 95667-4679

Mortgage

Document Number	40310
Date	Sep 15, 2017
Instrument	40310

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 14, 2032

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 15, 2017
Property Address	2728 CLAY ST, PLACERVILLE, CA 95667-4679
Document Number	0000040311
Instrument Date	Sep 8, 2017
Instrument	40311
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2728 CLAY ST PLACERVILLE CA 956674679, PLACERVILLE, CA 95667-4679

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$402,872 (+2%) Land $124,888 Building $277,984
2025	$4,208.00 (+3.34%) Homeowner's exemption	$394,974 (+4.04%) Land $122,440 Building $272,534
2023	$4,072.00 (+1.44%) Homeowner's exemption	$379,639 Land $117,687 Building $261,952
2022	$4,014.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

Nearby Properties on Clay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures