El Dorado County property record for 2705 Clay St, Placerville, CA 95667 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,898 sqft · built 2001 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Mar 2015) |
| Tax Bill | $4,099 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-400-006-000 |
| Primary APN | 002-400-006-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,898 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,898 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2705 CLAY ST |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-4677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 6 COTTONWOOD PK SUB #1 |
| Legal Subdivision | COTTONWOOD PK SUB #1 |
| Legal Lot Number | 6 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | PLACERVILLE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 31100 |
Source: El Dorado County records · APN 002-400-006-000
Assessment roll updated August 18, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 47, PLACERVILLE, CA 95667-0047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 12, 2017 | Deed of Trust, Mortgage · VA Mortgage GREAT PLAINS NATIONAL BANK |
| Apr 10, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2015 · Amount on Record |
| Deed Sale | Mar 24, 2015 · Amount on Record |
| Prior Sale | Jul 01, 2002 · Amount on Record |
| Deed Document Number | 201511486 |
| Prior Transfer Date | Feb 06, 2006 |
| Prior Transfer Doc | 0000009207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2705 CLAY ST, PLACERVILLE, CA 95667-4677 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE ANAHEIM |
| Name | Verified Name |
|---|
| Document Number | 0000045797 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 2017-0045797 |
| Name | GREAT PLAINS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73132 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2705 CLAY ST, PLACERVILLE, CA 95667-4677 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000016427 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | 2020-0016427 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Municipality | Placerville City |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Placerville Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,099.00 (+3.33%) Homeowner's exemption | $384,583 (+4.04%) Land $66,097 Building $318,486 |
| 2023 | $3,967.00 (+1.43%) Homeowner's exemption | $369,651 Land $63,531 Building $306,120 |
| 2022 | $3,911.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | About 1 in 521 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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