2727 Spring Water Dr, Toledo, OH 43617 Property Records

Lucas County property record for 2727 Spring Water Dr, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,299 sqft · built 1988
Lot Size	0.374 acres (16,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$461,000 (Aug 2026)
Tax Bill	$10,614 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79-20454`

Property Details

APN / Parcel Number

Primary APN	`79-20454`
Alternative APN	`30309038`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,299 sqft Living Area
Gross Area	5,317 sqft
1st Floor Area	1,829 sqft
2nd Floor Area	1,470 sqft
Basement Area	1,418 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	16,300 sqft (0.374 acres)
Lot Width	115 ft Width
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Deck Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2727 SPRING WATER DR
City	TOLEDO
State	OH
Zip	43617-1382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-R2
Legal Description	SPRINGFOREST PLAT TWO LOT 36
Legal Subdivision	SPRINGFOREST PLAT TWO
Legal Tract	92
Legal Lot Number	36
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3004
Census Tract	9205

Owner

Source: Lucas County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2727 SPRING WATER DR, TOLEDO, OH 43617-1382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jul 22, 2022	Affidavit of Death of Joint Tenant, Transfer
Mar 31, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Feb 3, 1992 · Amount on Record
Deed Document Number	202631967
Prior Transfer Date	Jul 15, 2022
Prior Transfer Doc	0000032842
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 18, 2026
Property Address	2727 SPRING WATER DR, TOLEDO, OH 43617-1382
Document Number	0000031967
Instrument Date	Jul 27, 2026
Instrument	202631967
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186,244.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2727 SPRING WATER DR, TOLEDO, OH 43617-1382

Mortgage

Document Number	0000031968,
Date	Aug 18, 2026
Instrument	202631968

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LUCAS OH
Recording Date	Jul 22, 2022
Property Address	2727 SPRING WATER DR, TOLEDO, OH 43617-1382
Document Number	0000032842
Instrument Date	Jun 29, 2022
Instrument	202207220032842
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 SPRING WATER DR, TOLEDO, OH 43617-1382

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 31, 2022
Property Address	2727 SPRING WATER DR, TOLEDO, OH 43617-1382
Document Number	0000014953
Instrument Date	Mar 23, 2022
Instrument	202203310014953
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2727 SPRING WATER DR, TOLEDO, OH 43617-1382

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,000 (-14.97%) Land $19,390 Building $120,610	$400,000 (-) Land $55,400 Building $344,600
2024	$10,614.00 (+41.67%)	$164,640 (+67.28%) Land $19,390 Building $145,250	$400,000 (+42.25%) Land $55,400 Building $344,600
2023	$7,492.00 (-0.05%)	$98,420 (-) Land $18,235 Building $80,185
2022	$7,496.00 Homeowner's exemption	$98,420 Land $18,235 Building $80,185
2021			$281,200 Land $52,100 Building $229,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Spectrum.

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