Cleveland County property record for 2726 Johnson St, Earl, NC 28038
| Property Type | Single Family Home |
|---|---|
| Details | 1,936 sqft · built 1952 |
| Lot Size | 1.27 acres (55,385 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,901 (2026) |
| Deeds & Mortgages | Jul 2023 Sale Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1095967 |
| Primary APN | 1095967 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,936 sqft Finished Area |
| Basement Area | 1,452 sqft |
| Unfinished Basement | 1,452 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 55,385 sqft (1.27 acres) |
| Lot Dimensions | 209 ft deep x 265 ft wide |
| Garage Type | Carport |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 340 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1095967 |
|---|---|
| Street Address | 2726 JOHNSON ST |
| City | EARL |
| State | NC |
| Zip | 28038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | LOTS 90-92JOHNSON ST + |
| Legal Block | 1 |
| Legal Lot Number | 90-92 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 951601 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 117, EARL, NC 28038-0117 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2023 | Warranty Deed, Transfer |
| Aug 23, 2021 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 14, 2023 |
| Property Address | 2726 JOHNSON ST, EARL, NC 28038 |
| Document Number | 0019021460 |
| Book / Page | 1902 / 1460 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 200089626 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $6.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 N SIMS ST, KINGS MOUNTAIN, NC 28086-2906 |
| Name | Verified Name |
|---|---|
| Address | 209 N SIMS ST, KINGS MOUNTAIN, NC 28086-2906 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 2726 JOHNSON ST, EARL, NC 28038 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 117, EARL, NC 28038-0117 |
| Document Number | 0018492059 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 1849/2059 |
| Instrument | 200060083 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Earl Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,901.00 (+2.2%) | $228,236 (-) Land $25,228 Building $203,008 | $228,236 (-) Land $25,228 Building $203,008 |
| 2025 | $1,860.00 | $228,236 (+139.31%) Land $25,228 Building $203,008 | $228,236 (+139.31%) Land $25,228 Building $203,008 |
| 2023 | $95,373 (-) Land $16,398 Building $78,975 | $95,373 (-) Land $16,398 Building $78,975 | |
| 2022 | $95,373 Land $16,398 Building $78,975 | $95,373 Land $16,398 Building $78,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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