Cleveland County property record for 2722 Johnson St, Earl, NC 28038
| Property Type | Single Family Home |
|---|---|
| Details | 1,596 sqft · built 1972 |
| Lot Size | 0.766 acres (33,390 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (May 2024) |
| Tax Bill | $1,897 (2026) |
| Deeds & Mortgages | Jul 2025 Mortgage Sep 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1365559 |
| Primary APN | 1365559 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,596 sqft Finished Area |
| Basement Area | 1,596 sqft |
| Unfinished Basement | 1,596 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 33,390 sqft (0.766 acres) |
| Lot Dimensions | 210 ft deep x 159 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 150 sqft |
| Storage Building | 176 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1365559 |
|---|---|
| Street Address | 2722 JOHNSON ST |
| City | EARL |
| State | NC |
| Zip | 28038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | #93 & 94 OFF RD 2225 |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 951601 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 325 WESTLEE ST, SHELBY, NC 28150-7044 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 3, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Sep 23, 2024 | Correction Deed |
| May 23, 2024 | Warranty Deed, Transfer · Stand-Alone Second Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2024 · Amount on Record |
| Deed Sale | May 23, 2024 · Amount on Record |
| Deed Document Number | 2024200100682 |
| Deed Book / Page | 1921 / 2448 |
| Last Transfer Date | Sep 11, 2024 |
| Transfer Doc | 0019292275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 2722 JOHNSON ST, EARL, NC 28038 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2722 JOHNSON STREET, EARL, NC 28038 |
| Document Number | 0019501213 |
|---|---|
| Date | Jul 3, 2025 |
| Book Page | 1950/1213 |
| Instrument | 200115769 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 1, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Sep 23, 2024 |
| Property Address | 2722 JOHNSON ST, EARL, NC 28038 |
| Document Number | 0019292275 |
| Book / Page | 1929 / 2275 |
| Map Reference | MB UV PG 518 |
| Instrument Date | Sep 11, 2024 |
| Instrument | 200105074 |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2722 JOHNSON STREET, EARL, NC 28038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 23, 2024 |
| Property Address | 2722 JOHNSON ST, EARL, NC 28038 |
| Document Number | 0019212448 |
| Book / Page | 1921 / 2448 |
| Instrument Date | May 6, 2024 |
| Instrument | 200100682 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 261, EARL, NC 28038-0261 |
| Name | Verified Name |
|---|---|
| Address | 2722 JOHNSON STREET, EARL, NC 28038 |
| Document Number | 0200100684 |
|---|---|
| Date | May 23, 2024 |
| Instrument | 200100684 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2034 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Earl Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,897.00 (+2.21%) | $227,780 (-) Land $15,136 Building $212,644 | $227,780 (-) Land $15,136 Building $212,644 |
| 2025 | $1,856.00 | $227,780 (+69.59%) Land $15,136 Building $212,644 | $227,780 (+69.59%) Land $15,136 Building $212,644 |
| 2023 | $134,310 Land $9,838 Building $124,472 | $134,310 Land $9,838 Building $124,472 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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