2724 E Millstone Dr, Dayton, OH 45420 Property Records

Montgomery County property record for 2724 E Millstone Dr, Dayton, OH 45420

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,033 sqft · built 2019
Lot Size	0.167 acres (7,292 sqft)
Owner	Individual Name on Record
Last Sale	$317,300 (May 2020)
Tax Bill	$6,772 (2024)
Deeds & Mortgages	Aug 2020 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64 03402 0156`

Property Details

APN / Parcel Number

Primary APN	`N64 03402 0156`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,033 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,292 sqft (0.167 acres)
Garage Area	437 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2724 E MILLSTONE DR
City	DAYTON
State	OH
Zip	45420-1185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	38 PRUGH WOODS-A TIF 10YR 100%NC 2018-2027FD 2028
Legal Subdivision	PRUGH
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1002
Census Tract	21400

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2724 E MILLSTONE DR, DAYTON, OH 45420-1185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
May 14, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2020 · Amount on Record
Deed Sale	May 14, 2020 · Amount on Record
Deed Document Number	2020-00027979
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2724 E MILLSTONE DR, DAYTON, OH 45420-1185
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046128
Date	Aug 11, 2020
Instrument	2020-00046128

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 14, 2020
Property Address	2724 E MILLSTONE DR, DAYTON, OH 45420-1185
Document Number	0000027979
Map Reference	MB 229 PG 21-21B
Instrument Date	Apr 29, 2020
Instrument	2020-00027979
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2724 E MILLSTONE DR, KETTERING, OH 45420-1185
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028005
Date	May 14, 2020
Instrument	2020-00028005

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2021
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,700 (-) Land $14,700
2024	$6,772.00 (+2.68%)
2023	$6,595.00 (-20.84%)	$14,700 (-) Land $14,700	$42,000 (-) Land $42,000
2022	$8,331.00	$14,700 Land $14,700
2020			$42,000 Land $42,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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