2709 E Millstone Dr, Dayton, OH 45420 Property Records

Montgomery County property record for 2709 E Millstone Dr, Dayton, OH 45420

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,938 sqft · built 2018
Lot Size	0.155 acres (6,787 sqft)
Owner	Individual Name on Record
Last Sale	$355,800 (May 2023)
Tax Bill	$5,607 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64 03402 0142`

Property Details

APN / Parcel Number

Primary APN	`N64 03402 0142`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,938 sqft Living Area
1st Floor Area	848 sqft

Exterior

Year Built	Built 2018
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,787 sqft (0.155 acres)
Garage Area	432 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	49 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2709 E MILLSTONE DR
City	DAYTON
State	OH
Zip	45420-1186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24 PRUGH WOODS-A TIF 10YR 100%NC 2018-2027FD 2028
Legal Subdivision	PRUGH
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1002
Census Tract	21400

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2709 E MILLSTONE DR, DAYTON, OH 45420-1186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
May 11, 2018	Warranty Deed, Subdivision Related Transfer WRIGHTPATT CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	May 11, 2018 · Amount on Record
Deed Document Number	202300022413
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 4, 2023
Property Address	2709 E MILLSTONE DR, DAYTON, OH 45420-1186
Document Number	0000022413
Map Reference	MB 229 PG 21-21B
Instrument Date	Apr 21, 2023
Instrument	202300022413
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2709 E MILLSTONE DR, DAYTON, OH 45420-1186

Mortgage

Document Number	0000022414
Date	May 4, 2023
Instrument	202300022414

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 11, 2018
Property Address	2709 E MILLSTONE DR, DAYTON, OH 45420-1186
Document Number	0000027395
Instrument Date	May 2, 2018
Instrument	27395
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2019
Title Company	HALLMARK TITLE

Transaction

Amount	Amount Recorded
Tax	$123.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 LOVE LN #B BEAVERCREEK OH 454301675, B, BEAVERCREEK, OH 45430-1675

Mortgage

Document Number	27396
Date	May 11, 2018
Instrument	27396

Lender

Name	WRIGHTPATT CU INC
Address	BEAVERCREEK, OH 45431

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,700 (-) Land $14,700
2024	$5,607.00 (+0.61%)
2023	$5,573.00 (-20.83%)	$14,700 (-) Land $14,700	$42,000 (-) Land $42,000
2022	$7,039.00	$14,700 Land $14,700
2020			$42,000 Land $42,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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