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2720 Thomas St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2720 Thomas St, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,784 sqft · built 2004
Lot Size0.176 acres (7,667 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Sep 2016)
Tax Bill$3,377 (2025)
Deeds & MortgagesJan 2022 Second Mortgage
Dec 2023 Second Mortgage
APN0251001001310

Property Details

APN / Parcel Number

Primary APN0251001001310

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,784 sqft Living Area
1st Floor Area782 sqft
Upper Floors Area782 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,667 sqft (0.176 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area120 sqft
Deck Area220 sqft
Patio Area88 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2720 THOMAS ST
CityCHESAPEAKE
StateVA
Zip23323-2912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8S: RESID
Legal Description1 PIECE ST JULIANS CREEK
Legal SubdivisionBREEZE, GUST, SOLOMAN
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1001
Census Tract21407

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2720 THOMAS ST, CHESAPEAKE, VA 23323-2912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 8, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2016 · Amount on Record
Deed SaleSep 20, 2016 · Amount on Record
Prior SaleMar 18, 2016 · Amount on Record
Deed Document Number201626139
Deed Book / Page9699 / 400
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2720 THOMAS ST, CHESAPEAKE, VA 23323-2912
Transaction TypeMortgage
Record UpdatedMay 8, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10503/1062
DateJan 4, 2022
Book Page10503/1062
Instrument220000226
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term297 Months
DueOct 1, 2046
Interest
Rate TypeFixed Rate

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2720 THOMAS ST, CHESAPEAKE, VA 23323-2912
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10712/1157
DateDec 8, 2023
Book Page10712/1157
Instrument230025027
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term274 Months
DueOct 1, 2046
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$344,300 (+2.96%) Land $135,000 Building $209,300$344,300 (+2.96%) Land $135,000 Building $209,300
2025$3,377.00 (+46.44%)$334,400 (+10.51%) Land $120,000 Building $214,400$334,400 (+10.51%) Land $120,000 Building $214,400
2023$302,600 (+11.37%) Land $100,000 Building $202,600$302,600 (+11.37%) Land $100,000 Building $202,600
2022$271,700 Land $85,000 Building $186,700$271,700 Land $85,000 Building $186,700
2019$2,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PORTSMOUTH
serves 97,915 people · EPA ID VA3740600
Water SourceSurface water
Last State InspectionSep 2022
Also Mapped HereCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
LeadUnder 1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

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