2712 Thomas St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2712 Thomas St, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,164 sqft · built 2015
Lot Size	0.169 acres (7,362 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Mar 2015)
Tax Bill	$3,866 (2025)
Deeds & Mortgages	Mar 2022 Refinance
APN	`0251001001330`

Property Details

APN / Parcel Number

Primary APN	`0251001001330`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,164 sqft Living Area
1st Floor Area	974 sqft
Upper Floors Area	974 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,362 sqft (0.169 acres)
Garage Type	Attached
Garage Area	42 sqft
Porch	Slab
Porch Area	52 sqft
Patio Area	426 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2712 THOMAS ST
City	CHESAPEAKE
State	VA
Zip	23323-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	PIECE ST JULIANS CREEK
Legal Subdivision	BREEZE, GUST, SOLOMAN
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1001
Census Tract	21407

Owner

2712 Thomas St is owned and occupied by two individuals who bought it in March 2015.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2712 THOMAS ST, CHESAPEAKE, VA 23323-2912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2015 · Amount on File
Deed Sale	Mar 26, 2015 · Amount on File
Prior Sale	Apr 5, 1999 · Amount on File
Deed Book / Page	9492 / 143
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2712 THOMAS ST, CHESAPEAKE, VA 23323-2912
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10534/1905
Date	Mar 18, 2022
Book Page	10534/1905
Instrument	220009386

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2712 Thomas St was $3,866.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,700 (+2.32%) Land $135,000 Building $256,700	$391,700 (+2.32%) Land $135,000 Building $256,700
2025	$3,866.00	$382,800 Land $120,000 Building $262,800	$382,800 Land $120,000 Building $262,800
2023		$348,600 (+11.05%) Land $100,000 Building $248,600	$348,600 (+11.05%) Land $100,000 Building $248,600
2022		$313,900 Land $85,000 Building $228,900	$313,900 Land $85,000 Building $228,900
2019	$2,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2712 Thomas St; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2712 Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORTSMOUTH serves 97,915 people · EPA ID VA3740600
Water Source	Surface water
Last State Inspection	Sep 2022
Also Mapped Here	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20