2720 Reed Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2720 Reed Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,240 sqft · built 1976
Lot Size	1.22 acres (53,143 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Aug 2022)
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014-310-007-00`

Property Details

APN / Parcel Number

Primary APN	`014-310-007-00`

Interior

Full Baths	1 Bath
Building Area	1,240 sqft Living Area
1st Floor Area	912 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft
Flooring	Carpet

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Lot Area	53,143 sqft (1.22 acres)
Lot Dimensions	200 ft deep x 122 ft wide
Garage Area	3,328 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2720 REED RD
City	LAPEER
State	MI
Zip	48446-8371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SEC 14 T8N R10E MAPLE LANE ESTATES LOT 7 AND ALSO PART OF SW 1/4 SEC 14, BEG AT SE CRN LOT 7 MAPLE LANE ESTS, S 00-49-57 E
Legal Range	10E
Legal Township	08N
Legal Section	14
Legal Subdivision	MAPLE LANE ESTATES
Legal Lot Number	7-8
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3006
Census Tract	333500

Owner

Source: Lapeer County assessment roll, as of August 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2720 REED RD, LAPEER, MI 48446-8371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · FHA Mortgage CASON HOME LOANS
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 30, 2018	Quit Claim Deed, Transfer GENISYS CU
Apr 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Deed Book / Page	3308 / 572
Prior Transfer Date	Apr 20, 2018
Prior Transfer Doc	0029560821
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 3, 2022
Property Address	2720 REED RD, LAPEER, MI 48446-8371
Document Number	0033080572
Book / Page	3308 / 572
Map Reference	LB 6 PG 42
Instrument Date	Aug 2, 2022
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2720 REED RD, 2720, LAPEER, MI 48446-8371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 REED RD, LAPEER, MI 48446-8371

Mortgage

Document Number	0003308575
Date	Aug 3, 2022
Instrument	3308/575

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2720 REED RD, LAPEER, MI 48446-8371
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 REED RD, LAPEER, MI 48446-8371

Mortgage

Document Number	0031220043
Date	Aug 17, 2020
Book Page	3122/43

Lender

Name	PNC BANK NA
Type	Bank
Address	ALMONT, MI 48003

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 30, 2018
Property Address	2720 REED RD, LAPEER, MI 48446-8371
Document Number	0029810507
Book / Page	002981 / 000507
Instrument Date	Jul 19, 2018
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	ABSTRACT TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2720 REED ROAD LAPEER LAPEER MI 48446, LAPEER, MI 48446

Mortgage

Document Number	29810509
Date	Aug 30, 2018
Book Page	002981/000509

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 20, 2018
Property Address	2720 REED RD, LAPEER, MI 48446-8371
Document Number	0029560821
Book / Page	002956 / 000821
Instrument Date	Apr 20, 2018
Transaction Type	Transfer
Record Updated	May 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1885 RALEIGH AVE #4 LAPEER MI 484464162, 4, LAPEER, MI 48446-4162

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,216.00 (-52.85%) Homeowner's exemption	$132,600 (+14.11%)	$265,200 (+14.11%)
2024	$2,579.00 (+84.21%)
2023		$116,200	$232,400
2022	$1,400.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE RIVER RIDGE private · serves 425 people · EPA ID MI0040672
Water Source	Groundwater
Last State Inspection	Jun 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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