2704 Reed Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2704 Reed Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,546 sqft · built 1998
Lot Size	2.08 acres (90,866 sqft)
Owner	Individual Name on File
Last Sale	$167,900 (Apr 2017)
Tax Bill	$2,413 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification Apr 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-014-013-00`

Property Details

APN / Parcel Number

Primary APN	`014-014-013-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,546 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Lot Area	90,866 sqft (2.08 acres)
Garage Area	1,443 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2704 REED RD
City	LAPEER
State	MI
Zip	48446-8371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SEC 14 T8N R10E BEG AT A PT THAT IS S00-49-57E 480.27 FT ALNG THE W SEC LI & N89-10-03E 43 FT FROM THE W 1/4 COR; TH CONT
Legal Range	10E
Legal Township	08N
Legal Section	14
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3006
Census Tract	333500

Owner

2704 Reed Rd is owned and occupied by an individual who bought it in April 2017.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2704 REED RD, LAPEER, MI 48446-8371
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 26, 2017	Warranty Deed, Transfer
Mar 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2017 · Amount on File
Deed Sale	Apr 26, 2017 · Amount on File
Prior Sale	Oct 30, 2007 · Amount on File
Deed Book / Page	2890 / 595
Prior Transfer Date	Oct 7, 2016
Prior Transfer Doc	0028820733
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAPEER MI
Property Address	2704 REED RD, LAPEER, MI 48446-8371
Document Number	0031510653
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2704 REED RD LAPEER MI 484468371, LAPEER, MI 48446-8371

Mortgage

Document Number	0031510653
Date	Dec 7, 2020
Book Page	003151/000653

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Dec 6, 2047

Interest

Rate	4.75%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 26, 2017
Property Address	2704 REED RD, LAPEER, MI 48446-8371
Document Number	0028900595
Book / Page	2890 / 595
Instrument Date	Apr 18, 2017
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4629 W CORNWALL CIR, STERLING HEIGHTS, MI 48310-2031

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 15, 2017
Property Address	2704 REED RD, LAPEER, MI 48446-8371
Document Number	0028820733
Book / Page	002882 / 000733
Instrument Date	Oct 7, 2016
Transaction Type	Transfer
Record Updated	Jul 3, 2017

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9111 WOODRIDGE CT DAVISON MI 484238385, DAVISON, MI 48423-8385

Tax Assessment & Valuation

The 2025 property tax bill for 2704 Reed Rd was $2,413 with a homeowner's exemption, up 4.6% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,500 (+3.04%)	$319,000 (+3.04%)
2025	$2,413.00 (+4.59%) Homeowner's exemption	$154,800	$309,600
2024	$2,307.00
2023		$145,300	$290,600
2022	$2,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2704 Reed Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2704 Reed Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE RIVER RIDGE private · serves 425 people · EPA ID MI0040672
Water Source	Groundwater
Last State Inspection	Jun 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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