Osceola County property record for 2720 Nottel Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,080 sqft · built 2023 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Apr 2024) |
| Tax Bill | $6,943 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-26-31-0138-0001-5350 |
| Primary APN | 20-26-31-0138-0001-5350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 2,665 sqft |
| 1st Floor Area | 2,080 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 145 sqft |
| Heating System | HVAC |
|---|
| Street Address | 2720 NOTTEL DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 535 |
| Legal Subdivision | HANOVER LAKES PHASE 5 A REPEAT |
| Legal Lot Number | 535 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 20-26-31-0138-0001-5350
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6128 BONNIE BROOK BLVD, ORLANDO, FL 32809-4568 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on Record |
| Deed Sale | Apr 23, 2024 · Amount on Record |
| Prior Sale | Sep 12, 2023 · Amount on Record |
| Deed Document Number | 202452714 |
| Deed Book / Page | 6587 / 2835 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 12, 2023 |
| Property Address | 2720 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0064722061 |
| Book / Page | 6472 / 2061 |
| Map Reference | MB 32 PG 42&43 |
| Instrument Date | Sep 08, 2023 |
| Instrument | 2023120012 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,115.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223 |
| Name | Verified Name |
|---|---|
| Address | 2720 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0064722063 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 6472/2063 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Number | 0064722076 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 6472/2076 |
| Instrument | 2023120014 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,943.00 (-10.4%) | $356,100 (+408.71%) Land $75,000 Building $281,100 | $356,100 (+408.71%) Land $75,000 Building $281,100 |
| 2024 | $7,749.00 (+212.21%) | ||
| 2023 | $2,482.00 (+27.81%) | $70,000 (+75%) Land $70,000 | $70,000 (+75%) Land $70,000 |
| 2022 | $1,942.00 | $40,000 Land $40,000 | $40,000 Land $40,000 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
Based on FCC filings for 217 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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