Osceola County property record for 2708 Nottel Dr, Saint Cloud, FL 34772 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,080 sqft Heated Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $449,990 (2023) |
| Tax Bill | $6,942.00 (2025) |
| Primary APN | 202631013800015320 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,080 sqft Heated Area |
| Gross Area | 2,660 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Porch Area | 140 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2708 NOTTEL DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8776 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 532 |
| Legal Phase | 5 |
| Legal Lot Number | 532 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 202631013800015320
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 2708 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 23, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 06, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Aug 02, 2023 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NFM INC |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2023 · Amount on Record |
| Deed Sale | Aug 02, 2023 · Amount on Record |
| Prior Sale | Aug 02, 2023 · Amount on Record |
| Deed Doc Number | 0064501612 |
| Deed Book / Page | 6450 / 1612 |
| Last Transfer Date | Feb 23, 2026 |
| Transfer Doc | 0069271920 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 23, 2026 |
| Property Address | 2708 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0069271920 |
| Book / Page | 6927 / 1920 |
| Map Reference | MB 32 PG 42-43 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 2026025362 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2708 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Name | Verified Name |
|---|---|
| Address | 2708 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2708 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 2708 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0068602283 |
|---|---|
| Date | Oct 06, 2025 |
| Book Page | 6860/2283 |
| Instrument | 2025124013 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 02, 2023 |
| Property Address | 2708 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0064501612 |
| Book / Page | 6450 / 1612 |
| Map Reference | MB 32 PG 42&43 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023099867 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2708 NOTTEL DR, SAINT CLOUD, FL 34772-8776 |
| Document Number | 0064501614 |
|---|---|
| Date | Aug 02, 2023 |
| Instrument | 6450/1614 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,942.00 (+179.69%) Homeowner's exemption | $356,000 (+408.57%) Land $75,000 Building $281,000 | $356,000 (+408.57%) Land $75,000 Building $281,000 |
| 2023 | $2,482.00 (+27.81%) | $70,000 (+75%) Land $70,000 | $70,000 (+75%) Land $70,000 |
| 2022 | $1,942.00 | $40,000 Land $40,000 | $40,000 Land $40,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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