Cabarrus County property record for 2720 Centergrove Rd, Kannapolis, NC 28083
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,326 sqft · built 1925 |
| Lot Size | 5.91 acres (257,440 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,500 (Aug 1992) |
| Tax Bill | $2,286 (2023) |
| Deeds & Mortgages | Mar 2020 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5633 12 7555 |
| Primary APN | 5633 12 7555 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| Gross Area | 1,504 sqft |
| 1st Floor Area | 1,326 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 257,440 sqft (5.91 acres) |
| Lot Width | 180 ft Width |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 440 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 2272520 |
|---|---|
| Street Address | 2720 CENTERGROVE RD |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-9625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | LTS 2-9 N M BARNHARDT ESTATE |
| Legal Subdivision | CENTERGROVE |
| Legal Lot Number | 2-9 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 5, NEW GILEAD |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 40600 |
2720 Centergrove Rd, a rural home, is owned and occupied by two individuals who bought it in August 1992.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2720 CENTERGROVE RD, KANNAPOLIS, NC 28083-9625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| May 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FIN'L |
| Oct 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 1992 · Amount on File |
| Deed Sale | Aug 4, 1992 · Amount on File |
| Prior Sale | Oct 1, 1978 · Amount on File |
| Deed Book / Page | 904 / 35 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2720 CENTERGROVE RD, KANNAPOLIS, NC 28083-9625 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14067180 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 14067/180 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2720 CENTERGROVE RD, KANNAPOLIS, NC 28083-9625 |
| Document Number | 13519169 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2720 CENTERGROVE RD KANNAPOLIS NC 280839625, KANNAPOLIS, NC 28083-9625 |
| Document Number | 13519169 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 013519/000169 |
| Instrument | 12543 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2720 CENTERGROVE RD, KANNAPOLIS, NC 28083-9625 |
| Document Number | 12747168 |
| Book / Page | 012747 / 000168 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2720 CENTERGROVE RD KANNAPOLIS NC 280839625, KANNAPOLIS, NC 28083-9625 |
| Document Number | 12747168 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 012747/000168 |
| Instrument | 28532 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 31, 2032 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,650 Land $206,710 Building $163,940 | ||
| 2024 | $370,650 (+79.3%) Land $206,710 Building $163,940 | ||
| 2023 | $2,286.00 | $206,720 Land $114,040 Building $92,680 | $206,720 Land $114,040 Building $92,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2720 Centergrove Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2720 Centergrove Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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