Cabarrus County property record for 2706 Centergrove Rd, Kannapolis, NC 28083
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,228 sqft · built 1930 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (Oct 2019) |
| Tax Bill | $2,034 (2023) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5633 12 4961 |
| Primary APN | 5633 12 4961 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| Gross Area | 1,448 sqft |
| 1st Floor Area | 1,048 sqft |
| Upper Floors Area | 180 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 205 ft deep x 120 ft wide |
| Garage Type | Mixed |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Storage Building | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 133338 |
|---|---|
| Street Address | 2706 CENTERGROVE RD |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-9625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R4 |
| Legal Description | LT 1 RAYMOND NINTEAU & WENDY |
| Legal Subdivision | CENTERGROVE |
| Legal Lot Number | 1 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 5, NEW GILEAD |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 40600 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2706 CENTERGROVE RD, KANNAPOLIS, NC 28083-9625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA |
| Nov 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage COLTEN MORTGAGE |
| Oct 3, 2019 | Warranty Deed, Transfer · FHA Mortgage COLTEN MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2019 · Amount on Record |
| Deed Sale | Oct 3, 2019 · Amount on Record |
| Prior Sale | Oct 18, 2013 · Amount on Record |
| Deed Book / Page | 13761 / 66 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2706 CENTERGROVE RD, KANNAPOLIS, NC 28083-9625 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | UNKNOWN, SILK TITLE AND ESCROW FT |
| Name | Verified Name |
|---|---|
| Address | 2706 CENTERGROVE RD AD, AD, KANNAPOLIS, NC 28083-9625 |
| Document Number | 0017753127 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | 17753/127 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2706 CENTERGROVE RD, KANNAPOLIS, NC 28083-9625 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000167101 |
|---|---|
| Date | Nov 7, 2023 |
| Book Page | 16710/1 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2706 CENTERGROVE RD, KANNAPOLIS, NC 28083-9625 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2706 CENTERGROVE RD, KANNAPOLIS, NC 28083-9625 |
| Document Number | 0016026315 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 16026/315 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2706 CENTERGROVE RD, KANNAPOLIS, NC 28083-9625 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014486158 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 14486/158 |
| Name | COLTEN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Index | 5-Year TN |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 3, 2019 |
| Property Address | 2706 CENTERGROVE RD, KANNAPOLIS, NC 28083-9625 |
| Document Number | 1376166 |
| Book / Page | 013761 / 000066 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 27074 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2706 CENTERGROVE RD KANNAPOLIS NC 280839625, KANNAPOLIS, NC 28083-9625 |
| Document Number | 1376168 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 013761/000068 |
| Instrument | 27075 |
| Name | COLTEN MTG |
|---|---|
| Address | GREENWOOD VILLAGE, CO 80111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,670 (+73.12%) Land $41,810 Building $232,860 | ||
| 2024 | $274,670 (+73.12%) Land $41,810 Building $232,860 | ||
| 2023 | $2,034.00 | $158,660 Land $21,620 Building $137,040 | $158,660 Land $21,620 Building $137,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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