2720 Black Cherry Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2720 Black Cherry Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,312 sqft · built 1995
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$1,858,907 (Jul 2026)
Tax Bill$3,249 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNA962000415

Property Details

APN / Parcel Number

Primary APNA962000415
Alternative APN
  • 2-0066-7237-00-0014.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,718 sqft Living Area
Gross Area2,292 sqft
1st Floor Area732 sqft
Basement Area580 sqft
Finished Basement406 sqft
Unfinished Basement174 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area80 sqft
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA962000415
Street Address2720 BLACK CHERRY DR
CityO FALLON
StateMO
Zip63368-7890
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHERRYWOOD PARC #1 LOT 14
Legal SubdivisionCHERRYWOOD PARC #1
Legal Lot Number14
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3007
Census Tract311735

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2720 BLACK CHERRY DR, O FALLON, MO 63368-7890
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2026 · Amount on Record
Deed SaleJul 14, 2026 · Amount on Record
Prior SaleJul 5, 2005 · Amount on Record
Deed Document Number202632896
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateJul 14, 2026
Property Address2720 BLACK CHERRY DR, O FALLON, MO 63368-7890
Document Number0000032896
Instrument DateJul 7, 2026
Instrument202632896
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2720 BLACK CHERRY DR, O FALLON, MO 63368-7890

Mortgage

Document Number0000032897,
DateJul 14, 2026
Instrument202632897
Lender
NameTRIAD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,450 (-)$265,528 (-) Building $265,528
2025$3,249.00$50,450 (+6.72%)$265,528 (+6.72%)
2023$47,273
2022$248,808 Land $50,000 Building $198,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Gateway Fiber.

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