2715 Black Cherry Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2715 Black Cherry Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1995
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,700 (Aug 2013)
Tax Bill	$3,776 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A962000411`

Property Details

APN / Parcel Number

Primary APN	`A962000411`
Alternative APN	`2-0066-7237-00-0010.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	3,176 sqft
1st Floor Area	1,388 sqft
Basement Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	352 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A962000411
Street Address	2715 BLACK CHERRY DR
City	O FALLON
State	MO
Zip	63368-7890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRYWOOD PARC #1 LOT 10
Legal Subdivision	CHERRYWOOD PARC #1
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3007
Census Tract	311735

Owner

Source: St. Charles County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2715 BLACK CHERRY DR, O FALLON, MO 63368-7890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CREDIT UNION
Jul 12, 2018	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2013 · Amount on Record
Deed Sale	Aug 14, 2013 · Amount on Record
Prior Sale	Aug 14, 2013 · Amount on Record
Deed Document Number	2013646470
Deed Book / Page	6076 / 401
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jun 29, 2026
Property Address	2715 BLACK CHERRY DR, O FALLON, MO 63368-7890
Document Number	0000030306
Instrument Date	Jun 5, 2026
Instrument	202630306
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 BLACK CHERRY DR, O FALLON, MO 63368-7890

Mortgage

Document Number	0000030306,
Date	Jun 29, 2026
Instrument	202630306

Lender

Name	WEST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2715 BLACK CHERRY DR, O FALLON, MO 63368-7890
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000393270
Date	Jul 12, 2018
Book Page	6947/1329
Instrument	20180712000393270

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2715 BLACK CHERRY DR, O FALLON, MO 63368-7890
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 BLACK CHERRY DR, O FALLON, MO 63368-7890

Mortgage

Document Number	0000090137
Date	Nov 1, 2021
Instrument	2021R-090137

Lender

Name	MORTGAGE SOLUTIONS OF ST LOUIS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,776.00	$58,737 (+10.17%)	$309,141 (+10.17%) Building $309,141
2023		$53,314
2022			$280,598 Land $50,000 Building $230,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

Nearby Properties on Black Cherry Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures