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272 Waverly Dr, Elgin, IL 60120 Property Records

Cook County property record for 272 Waverly Dr, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,336 sqft · built 1978
Lot Size0.082 acres (3,570 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Feb 2025)
Tax Bill$4,802 (2023)
Deeds & MortgagesDec 2022 Second Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-18-213-107

Property Details

APN / Parcel Number

Primary APN06-18-213-107
Alternative APN
  • 06-18-213-107-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,336 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1979
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,570 sqft (0.082 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address272 WAVERLY DR
CityELGIN
StateIL
Zip60120-4685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(PARKWOOD) VILLAGE (UNIT1) SUB PT OF NE SEC 18-41-09
Legal Range09E
Legal Township41N
Legal Section18
Legal SubdivisionPARKWOOD VILLAGE UNIT1
Legal Lot Number5,6
Legal Unit1
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1002
Census Tract804404

Owner

Source: Cook County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address272 WAVERLY DR, ELGIN, IL 60120-4685
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
KANE COUNTY TEACHERS CU
Aug 6, 2019Warranty Deed, Transfer · Conventional with PMI
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2025 · Amount on Record
Deed SaleFeb 24, 2025 · Amount on Record
Prior SaleAug 6, 2019 · Amount on Record
Deed Document Number202518070
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address272 WAVERLY DR, ELGIN, IL 60120-4685
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033625034
DateDec 2, 2022
Instrument2233625034
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term59 Months
DueNov 28, 2027

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 6, 2019
Property Address272 WAVERLY DR, ELGIN, IL 60120-4685
Document Number1921816144
Instrument DateJul 31, 2019
Instrument21816144
Transaction TypeTransfer
Record UpdatedAug 15, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address272 WAVERLY DR ELGIN IL 601204685, ELGIN, IL 60120-4685

Mortgage

Document Number1921816145
DateAug 6, 2019
Instrument21816145
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 5, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,000 (+50.01%) Land $2,499 Building $27,501$300,000 (+50.01%) Land $24,990 Building $275,010
2023$4,802.00 (+3.56%)
2022$4,637.00$19,999 Land $2,320 Building $17,679$199,990 Land $23,200 Building $176,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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