Cook County property record for 264 Waverly Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 899 sqft · built 1978 |
| Lot Size | 0.094 acres (4,080 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,515 (2023) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-213-111 |
| Primary APN | 06-18-213-111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 899 sqft Living Area |
| 1st Floor Area | 899 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,080 sqft (0.094 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 264 WAVERLY DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (PARKWOOD) VILLAGE (UNIT1) SUB PT OF NE SEC 18-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 18 |
| Legal Subdivision | PARKWOOD VILLAGE UNIT1 |
| Legal Block | E |
| Legal Lot Number | 9,10 |
| Legal Unit | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 804404 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 264 WAVERLY DR, ELGIN, IL 60120-4685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2020 | Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Jul 11, 2018 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2020 |
| Deed Sale | Apr 27, 2020 |
| Prior Sale | Jul 11, 2018 · Amount on Record |
| Deed Document Number | 20207100 |
| Prior Transfer Date | Feb 24, 2020 |
| Prior Transfer Doc | 0000007100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 27, 2020 |
| Property Address | 264 WAVERLY DR, ELGIN, IL 60120-4685 |
| Document Number | 2011807100 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 11807100 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 264 WAVERLY DR ELGIN IL 601204685, ELGIN, IL 60120-4685 |
| Document Number | 2011807101 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 11807101 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 11, 2018 |
| Property Address | 264 WAVERLY DR, ELGIN, IL 60120-4685 |
| Document Number | 1819218089 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 19218089 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 264 WAVERLY DR ELGIN IL 601204685, ELGIN, IL 60120-4685 |
| Document Number | 1819218090 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 19218090 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2048 |
| Rate | 5% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,000 (+10.53%) Land $2,856 Building $18,144 | $210,000 (+10.53%) Land $28,560 Building $181,440 | |
| 2023 | $4,515.00 (+3.6%) | ||
| 2022 | $4,358.00 Homeowner's exemption | $19,000 Land $2,652 Building $16,348 | $190,000 Land $26,520 Building $163,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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