272 Rainwaters St, Royal, AR 71968 Property Records

Garland County property record for 272 Rainwaters St, Royal, AR 71968

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,802 sqft · built 2017
Lot Size	0.371 acres (16,200 sqft)
Owner	Individual Name on Record
Last Sale	$291,000 (Nov 2024)
Tax Bill	$1,823 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`200-00100-027-000`

Property Details

APN / Parcel Number

Primary APN	`200-00100-027-000`
Alternative APNs	`1051481.0` `32155`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	1,652 sqft

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,200 sqft (0.371 acres)
Lot Dimensions	162 ft deep x 100 ft wide
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	1,020 sqft
Driveway	Driveway
Driveway Area	6,083 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1051481.0
Street Address	272 RAINWATERS ST
City	ROYAL
State	AR
Zip	71968-8241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 3 LOT 5
Legal Range	21W
Legal Township	03S
Legal Section	04
Legal Subdivision	A.K.'S BEAR CREEK ESTS #2
Legal Block	3
Legal Lot Number	5
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	2
Census Block	2042
Census Tract	10302

Owner

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	272 RAINWATERS ST, ROYAL, AR 71968-8241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Apr 27, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRSTRUST HOME LOANS INC
Sep 14, 2020	Loan Modification, Mortgage PEOPLES BK
Apr 6, 2018	Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK
May 22, 2017	Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2024 · Amount on Record
Deed Sale	Nov 8, 2024 · Amount on Record
Prior Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	0004703348
Deed Book / Page	4703 / 348
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	272 RAINWATERS ST, ROYAL, AR 71968
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040840666
Date	Sep 10, 2019
Book Page	4084/0666

Lender

Name	PEOPLES BANK
Type	Bank
Address	7215

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 9, 2020

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Apr 27, 2021
Property Address	272 RAINWATERS ST, ROYAL, AR 71968
Document Number	0042910063
Book / Page	4291 / 63
Map Reference	MB 50 PG 2
Instrument Date	Apr 26, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 GRANT 43, 333, SHERIDAN, AR 72150-8533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9124 MARS HILL RD, BAUXITE, AR 72011-9808

Mortgage

Document Number	0000429167
Date	Apr 27, 2021
Instrument	4291/67

Lender

Name	FIRSTRUST HOME LOANS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARLAND AR
Property Address	272 RAINWATERS ST, ROYAL, AR 71968
Document Number	0042050375
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 GRANT 43 SHERIDAN AR 721508533, SHERIDAN, AR 72150-8533

Mortgage

Document Number	0042050375
Date	Sep 17, 2020
Book Page	004205/000375

Lender

Name	PEOPLES BK
Type	Bank
Address	SHERIDAN, AR 72150

Agreement

Term	12 Months
Due	Sep 16, 2021

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Apr 6, 2018
Property Address	272 RAINWATERS ST, ROYAL, AR 71968
Document Number	0039350709
Book / Page	3935 / 0709
Map Reference	MB50 PG2
Instrument Date	Apr 4, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 640, SHERIDAN, AR 72150-0640

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	333 GRANT 43, SHERIDAN, AR 72150-8533
Investor	Possibly a Property Investor

Mortgage

Document Number	0003935713
Date	Apr 6, 2018
Instrument	3935/713

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 5, 2021

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	May 22, 2017
Property Address	272 RAINWATERS ST, ROYAL, AR 71968
Document Number	0038470426
Book / Page	3847 / 0426
Map Reference	VOL 560 PG 141-148
Instrument Date	May 18, 2017
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 640, SHERIDAN, AR 72150-0640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 640, SHERIDAN, AR 72150-0640

Mortgage

Document Number	38470429
Date	May 22, 2017
Instrument	3847/0429

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 18, 2020

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,823.00 (+1.33%)	$41,080 (-) Land $3,250 Building $37,830
2023	$1,799.00	$41,080 Land $3,250 Building $37,830	$205,400 Land $16,250 Building $189,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000

May also be available: Verizon, Wireless ETC.

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