102 Rainwaters St, Royal, AR 71968 Property Records

Garland County property record for 102 Rainwaters St, Royal, AR 71968

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,368 sqft · built 1963
Lot Size	0.864 acres (37,679 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Oct 2022)
Tax Bill	$349 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`200-34850-004-000`

Property Details

APN / Parcel Number

Primary APN	`200-34850-004-000`
Alternative APNs	`1076078.0` `89611`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1963
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Hip
Roof Material	Shingle
Lot Area	37,679 sqft (0.864 acres)
Terrain	Gentle Slope
Driveway	Driveway
Driveway Area	360 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Fence	Fence
Lean-To	144 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1076078.0
Street Address	102 RAINWATERS ST
City	ROYAL
State	AR
Zip	71968-8240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 2 PT LT 5 & ALL LT 6
Legal Range	21W
Legal Township	03S
Legal Section	04
Legal Subdivision	HUNTERS OUACHITA
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	2
Census Block	2040
Census Tract	10302

Owner

102 Rainwaters St is owned and occupied by an individual who bought it in October 2022.

Source: Garland County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	102 RAINWATERS ST, ROYAL, AR 71968-8240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 18, 2020	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Nov 9, 2017	Warranty Deed, Transfer LENDERS TITLE CO
Apr 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Prior Sale	Mar 18, 2020 · Amount on File
Deed Document Number	0004502655
Deed Book / Page	4502 / 655
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Oct 31, 2022
Property Address	102 RAINWATERS ST, ROYAL, AR 71968-8240
Document Number	0045020655
Book / Page	4502 / 655
Map Reference	MB 1 PG 71
Instrument Date	Oct 21, 2022
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 OAKRIDGE RD, 133, HOT SPRINGS NATIONAL PARK, AR 71913-9566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RAINWATERS ST, ROYAL, AR 71968-8240

Mortgage

Document Number	0045020659
Date	Oct 31, 2022
Instrument	4502-0659

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0045020677
Date	Oct 31, 2022
Book Page	4502/677

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Mar 18, 2020
Property Address	102 RAINWATERS ST, ROYAL, AR 71968-8240
Document Number	0041400268
Book / Page	4140 / 268
Map Reference	MB 1 PG 71
Instrument Date	Mar 13, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	578 E MILT DR, 578, PUEBLO WEST, CO 81007-1198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RAINWATERS ST, ROYAL, AR 71968-8240

Mortgage

Document Number	0004140273
Date	Mar 18, 2020
Instrument	4140/273

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Nov 9, 2017
Property Address	102 RAINWATERS ST, ROYAL, AR 71968-8240
Document Number	0038960984
Book / Page	3896 / 0984
Map Reference	MB1 PG71
Instrument Date	Nov 2, 2017
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	LENDERS TITLE CO

Transaction

Amount	Amount on Record
Tax	$240.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 RAINWATERS ST, 102, ROYAL, AR 71968-8240

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 RAINWATERS ST, ROYAL, AR 71968-8240

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	Apr 18, 2017
Property Address	102 RAINWATERS ST, ROYAL, AR 71968-8240
Document Number	0038370620
Book / Page	003837 / 000620
Instrument Date	Apr 18, 2017
Transaction Type	Transfer
Record Updated	Jun 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	402 RAGWEED VALLEY RD ROYAL AR 719689537, ROYAL, AR 71968-9537

Tax Assessment & Valuation

The 2025 property tax bill for 102 Rainwaters St was $349 with a homeowner's exemption.

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$349.00 Homeowner's exemption	$21,380 Land $4,500 Building $16,880
2023	$936.00	$21,380 Land $4,500 Building $16,880	$106,900 Land $22,500 Building $84,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Rainwaters St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Rainwaters St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000

May also be available: Verizon, Wireless ETC.

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