272 Laurel St, Ellijay, GA 30540 Property Records

Gilmer County property record for 272 Laurel St, Ellijay, GA 30540

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1993
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Nov 2023)
Tax Bill	$2,755 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`3118H 018`

Property Details

APN / Parcel Number

Primary APN	`3118H 018`
Alternative APN	`24450`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Heated Area
1st Floor Area	672 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2007
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	30,056 sqft (0.69 acres)

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	16 sqft
Storage Building	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24450
Street Address	272 LAUREL ST
City	ELLIJAY
State	GA
Zip	30540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 18 LAUREL RIDGE PH 2
Legal Subdivision	LAUREL RIDGE
Legal Phase	2
Legal Lot Number	18
Jurisdiction	GILMER GA
Township / Civil Division	RICH MOUNTAIN
Census Block Group	2
Census Block	2000
Census Tract	80100

Owner

Source: Gilmer County assessment roll, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2630 GRACE MNR, LAKELAND, FL 33812-4035
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage STANDARD MORTGAGE
Jun 17, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage STANDARD MORTGAGE
Feb 10, 2005	Deed of Trust, Mortgage · Conventional Mortgage APPALACHIAN COMMUNITY BANK
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS
Nov 22, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage GMFS
Jan 8, 2020	Warranty Deed, Transfer
Jan 8, 2020	Warranty Deed, Transfer
Jan 8, 2020	Warranty Deed, Transfer
Apr 26, 2016	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK
Jul 8, 2011	Intrafamily Transfer, Transfer · Conventional Mortgage SOUTHEAST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	May 11, 2022 · Amount on Record
Deed Book / Page	2643 / 303
Prior Transfer Date	Jul 1, 2011
Prior Transfer Doc	001679/441
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Recording Date	Jun 17, 2026
Property Address	272 LAUREL MOUNTAIN RD, BLUE RIDGE, GA 30513-6016
Document Number	2867000334
Book / Page	2867 / 334
Instrument Date	May 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7013 N STRATTON CT, PEORIA, IL 61615-9293

Mortgage

Document Number	2867000334,
Date	Jun 17, 2026
Book Page	2867/334

Lender

Name	STANDARD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jun 17, 2026
Property Address	272 LAUREL MOUNTAIN RD, BLUE RIDGE, GA 30513-6016
Document Number	2867000332
Book / Page	2867 / 332
Instrument Date	May 14, 2026
Transaction Type	Transfer
Record Updated	Aug 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 LAUREL MOUNTAIN RD, BLUE RIDGE, GA 30513-6016

Mortgage

Document Number	2867000334,
Date	Jun 17, 2026
Book Page	2867/334

Lender

Name	STANDARD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	272 LAUREL ST, ELLIJAY, GA 30540
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001121/57
Date	Feb 10, 2005
Book Page	1121/57

Lender

Name	APPALACHIAN COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2015

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	272 LAUREL ST, ELLIJAY, GA 30540
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 LAUREL MOUNTAIN RD
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002222/0000000111
Date	Jan 17, 2020
Book Page	0000002222/0000000111
Instrument	000282

Lender

Name	CALIBER HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	272 LAUREL MOUNTAIN RD, BLUE RIDGE, GA 30513-6016
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 LAUREL MOUNTAIN RD
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002222/0000000111
Date	Jan 17, 2020
Book Page	0000002222/0000000111
Instrument	000282

Lender

Name	CALIBER HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Nov 22, 2023
Property Address	272 LAUREL ST, ELLIJAY, GA 30540
Document Number	002643/303
Book / Page	2643 / 303
Instrument Date	Nov 22, 2023
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 LAUREL MOUNTAIN RD, GA

Mortgage

Document Number	0002643306
Date	Nov 22, 2023
Instrument	2643/306

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	May 6, 2022
Property Address	272 LAUREL ST, ELLIJAY, GA 30540
Document Number	002509/325
Book / Page	2509 / 325
Instrument Date	May 6, 2022
Instrument	2022-001957
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77004 HIGHWAY 1082, COVINGTON, LA 70435-6704

Mortgage

Document Number	0002509328
Date	May 6, 2022
Instrument	2509/328

Lender

Name	GMFS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jan 8, 2020
Property Address	272 LAUREL MOUNTAIN RD, BLUE RIDGE, GA 30513-6016
Document Number	002222/110
Book / Page	2222 / 110
Instrument Date	Jan 8, 2020
Instrument	2020-000059
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3746 LAMB DR, MARIETTA, GA 30064-5903
Investor	Possibly a Property Investor

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jan 8, 2020
Property Address	272 LAUREL ST, ELLIJAY, GA 30540
Document Number	002222/110
Book / Page	2222 / 110
Instrument Date	Jan 8, 2020
Instrument	2020-000059
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3746 LAMB DR, MARIETTA, GA 30064-5903
Investor	Possibly a Property Investor

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jan 8, 2020
Property Address	272 LAUREL ST, ELLIJAY, GA 30540
Document Number	002222/110
Book / Page	2222 / 110
Instrument Date	Jan 8, 2020
Instrument	2020-000059
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3746 LAMB DR, MARIETTA, GA 30064-5903
Investor	Possibly a Property Investor

April 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Apr 26, 2016
Property Address	272 LAUREL ST, ELLIJAY, GA 30540
Document Number	001973/299
Book / Page	1973 / 299
Instrument Date	Apr 26, 2016
Instrument	2016-000995
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3746 LAMB DR, MARIETTA, GA 30064-5903
Investor	Possibly a Property Investor

Mortgage

Document Number	001973/300
Date	May 10, 2016
Book Page	1973/300
Instrument	002583

Lender

Name	SOUTHERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2021

July 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILMER GA
Recording Date	Jul 8, 2011
Property Address	272 LAUREL ST, ELLIJAY, GA 30540
Document Number	001679/441
Book / Page	1679 / 441
Instrument Date	Jul 1, 2011
Instrument	061-2011-001526
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1709 CEDAR LN, KNOXVILLE, TN 37918-6716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 CEDAR LN, KNOXVILLE, TN 37918-6716

Mortgage

Document Number	001679/443
Date	Jul 8, 2011
Book Page	1679/443

Lender

Name	SOUTHEAST BANK & TRUST
Address	ATHENS, TN 37371

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,755.00 (+42.45%)	$178,348 (+62.23%) Land $48,000 Building $130,348	$445,870 (+62.23%) Land $120,000 Building $325,870
2022	$1,934.00	$109,936 Land $26,000 Building $83,936	$274,840 Land $65,000 Building $209,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2004–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 97.4% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ellijay Telephone Company Cable	1,000 / 50

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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