226 Laurel St, Ellijay, GA 30540 Property Records

Gilmer County property record for 226 Laurel St, Ellijay, GA 30540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,430 sqft · built 2003
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Jun 2022)
Tax Bill	$4,599 (2025)
Deeds & Mortgages	Jun 2022 Sale Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3118H 020`

Property Details

APN / Parcel Number

Primary APN	`3118H 020`
Alternative APN	`24453`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,430 sqft Heated Area
Gross Area	1,848 sqft
1st Floor Area	1,080 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2007
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	23,958 sqft (0.55 acres)
Garage Area	300 sqft
Porch	Slab
Porch Area	432 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24453
Street Address	226 LAUREL ST
City	ELLIJAY
State	GA
Zip	30540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 20 LAUREL RIDGE PH 2
Legal Subdivision	LAUREL RIDGE
Legal Phase	2
Legal Lot Number	20
Jurisdiction	GILMER GA
Township / Civil Division	RICH MOUNTAIN
Census Block Group	2
Census Block	2000
Census Tract	80100

Owner

Source: Gilmer County assessment roll, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1889 FOX CHAPEL DR SE, SMYRNA, GA 30080-6383
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer
Oct 25, 2019	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	20222800
Deed Book / Page	2525 / 33
Prior Transfer Date	Dec 27, 2012
Prior Transfer Doc	001800/443
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jun 24, 2022
Property Address	226 LAUREL MOUNTAIN RD, BLUE RIDGE, GA 30513-6016
Document Number	0002525/33
Book / Page	2525 / 33
Instrument Date	Jun 24, 2022
Instrument	2022-002800
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1889 FOX CHAPEL DR SE, SMYRNA, GA 30080-6383

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Oct 25, 2019
Property Address	226 LAUREL MOUNTAIN RD, BLUE RIDGE, GA 30513-6016
Document Number	002204/242
Book / Page	2204 / 242
Instrument Date	Oct 25, 2019
Instrument	2019-002804
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10875 MONOCACY WAY, MANASSAS, VA 20112-2431

Mortgage

Document Number	0000002204/0000000244
Date	Oct 30, 2019
Book Page	0000002204/0000000244
Instrument	006401

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,599.00 (+9.5%)	$297,680 (+13.36%) Land $52,000 Building $245,680	$744,200 (+13.36%) Land $130,000 Building $614,200
2023	$4,200.00	$262,600 Land $38,000 Building $224,600	$656,500 Land $95,000 Building $561,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2004–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 96% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ellijay Telephone Company Cable	1,000 / 50

May also be available: T-Mobile USA.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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