Santa Clara County property record for 272 Grayson Ter, San Jose, CA 95126 · Last verified May 2026
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 1,650 sqft · built 2005 |
| Lot Size | 0.038 acres (1,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,060,000 (Feb 2024) |
| Tax Bill | $14,884 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Oct 2022 Second Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 261-59-090 |
| Primary APN | 261-59-090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,650 sqft Living Area |
| 1st Floor Area | 568 sqft |
| 2nd Floor Area | 568 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 1,650 sqft (0.038 acres) |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Heating System | HVAC |
|---|
| Street Address | 272 GRAYSON TER |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95126-4817 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | TRACT 9597 LOT 3 |
| Legal Subdivision | 9597 CAHILL PK-PH 5 BLDG 9 |
| Legal Tract | 9597 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 500300 |
Source: Santa Clara County records · APN 261-59-090
Assessment roll updated August 11, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 272 GRAYSON TER, SAN JOSE, CA 95126-4817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 07, 2024 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION CITY FCU |
| May 03, 2019 | Deed of Trust, Mortgage · ARM STEARNS LENDING LLC |
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 07, 2024 · Amount on Record |
| Deed Sale | Feb 07, 2024 · Amount on Record |
| Prior Sale | Jun 30, 2005 |
| Deed Document Number | 202425595756 |
| Prior Transfer Date | Nov 11, 2015 |
| Prior Transfer Doc | 0000052246 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Feb 07, 2024 |
| Property Address | 272 GRAYSON TER, SAN JOSE, CA 95126-4817 |
| Document Number | 0025595756 |
| Map Reference | MB 776 PG 41&42 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 25595756 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 272 GRAYSON TER, SAN JOSE, CA 95126-4817 |
| Document Number | 0025595757 |
|---|---|
| Date | Feb 07, 2024 |
| Instrument | 25595757 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 272 GRAYSON TER, SAN JOSE, CA 95126-4817 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2022 |
| Title Company | CHICAGO TITLE INLAND EMPIRE |
| Name | Verified Name |
|---|---|
| Address | 272 GRAYSON TER, SAN JOSE, CA 95126-4817 |
| Document Number | 0025389323 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 25389323 |
| Name | MISSION CITY FCU |
|---|---|
| Type | Credit Union |
| Address | SANTA CLARA, CA 95050 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 05, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 272 GRAYSON TER, SAN JOSE, CA 95126-4817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0024170808 |
|---|---|
| Date | May 03, 2019 |
| Instrument | 24170808 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 272 GRAYSON TER, SAN JOSE, CA 95126-4817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CORPORATION SERVICE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0024498404 |
|---|---|
| Date | Jun 08, 2020 |
| Instrument | 24498404 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,884.00 (+216.55%) | $1,081,200 (+326.84%) Land $540,600 Building $540,600 |
| 2023 | $4,702.00 (+1.29%) Homeowner's exemption | $253,303 Land $93,813 Building $159,490 |
| 2022 | $4,642.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855003001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force 1 of 6 on primary residences |
| Nearby Flood Claims | 2 (1978–1995) |
| Most Recent Claim | Mar 1995, river or lake flooding, Severe Winter Storms, Flooding Landslides, Mud Flow |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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