272 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 272 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,062 sqft · built 1992
Lot Size	5.96 acres (259,618 sqft)
Owner	Individual Name on Record
Last Sale	$11,000 (Feb 2020)
Tax Bill	$3,653 (2026)
Deeds & Mortgages	Feb 2020 Sale Dec 2017 Mortgage
APN	`523200 312.20-1-56`

Property Details

APN / Parcel Number

Primary APN	`523200 312.20-1-56`
Alternative APN	`320031202000010560000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,062 sqft Living Area
1st Floor Area	1,127 sqft
2nd Floor Area	935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	259,618 sqft (5.96 acres)
Lot Dimensions	200 ft deep x 142 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	272 E RIVER DR
City	LAKE LUZERNE
State	NY
Zip	12846-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	48.-1-26.3
Legal Block	1
Legal Lot Number	56.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	4
Census Block	4007
Census Tract	71000

Owner

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	272 E RIVER DR, LAKE LUZERNE, NY 12846-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Grant Deed, Transfer ATTORNEY ONLY
Dec 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUDSON RIVER CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	20201336
Deed Book / Page	6077 / 150
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NY
Recording Date	Feb 28, 2020
Property Address	272 E RIVER DR, LAKE LUZERNE, NY 12846-1905
Document Number	0000001334
Book / Page	006077 / 000142
Instrument Date	Oct 25, 2019
Instrument	1334
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$44.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 EAST DR LAKE LUZERNE NY 12846, LAKE LUZERNE, NY 12846

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	272 E RIVER DR, LAKE LUZERNE, NY 12846-1905
Document Number	0000008804
Book / Page	005678 / 000104
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 E RIVER DR LAKE LUZERNE NY 128461905, LAKE LUZERNE, NY 12846-1905

Mortgage

Document Number	0000008804
Date	Dec 11, 2017
Book Page	005678/000104
Instrument	8804

Lender

Name	HUDSON RIVER CMNTY CU
Type	Credit Union
Address	CORINTH, NY 12822

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 10, 2027

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,653.00 (+5.09%) Homeowner's exemption
2025	$3,476.00	$165,000 (-) Land $36,000 Building $129,000	$279,700 (+25.43%) Land $61,025 Building $218,675
2023		$165,000 Land $36,000 Building $129,000	$223,000 Land $48,655 Building $174,345

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2011–2023)
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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