2716 Commerce St, Houston, TX 77003 Property Records

Harris County property record for 2716 Commerce St, Houston, TX 77003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,722 sqft · built 1940
Lot Size0.077 acres (3,354 sqft)
OwnerIndividual Name on File
Last Sale$223,000 (Mar 2021)
Tax Bill$4,811 (2025)
Deeds & MortgagesMay 2020 Construction Loan
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN032-200-000-0003

Property Details

APN / Parcel Number

Primary APN032-200-000-0003

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,722 sqft Living Area
1st Floor Area1,722 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2018
Architectural StyleBungalow
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeRaised
Lot Area3,354 sqft (0.077 acres)
Garage TypeCarport
Garage Area225 sqft
CarportCarport
Carport Area225 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area428 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0322000000003
Street Address2716 COMMERCE ST
CityHOUSTON
StateTX
Zip77003-1536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 1C SETTEGAST SEC 3
Legal SubdivisionSETTEGAST SEC 3
Legal Tract1C
Legal Block2
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2040
Census Tract310101

Owner

2716 Commerce St is owned and occupied by an individual who bought it in March 2021.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address1617 AVENUE M, GALVESTON, TX 77550-6029
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2020Deed of Trust, Construction Loan · Construction Mortgage
MOVEMENT MTG
Nov 1, 2018Deed of Trust, Mortgage
QUICKEN LNS
Sep 7, 2017Warranty Deed, Transfer
ISABEL C PALACIOS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2021 · Amount on File
Deed SaleMar 17, 2021 · Amount on File
Prior SaleNov 2, 2018 · Amount on File
Deed Document Number2021137409
Prior Transfer DateNov 1, 2018
Prior Transfer Doc2018501020
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionHARRIS TX
Recording DateMay 12, 2020
Property Address2716 COMMERCE ST, HOUSTON, TX 77003-1536
Document Number0000199798
Instrument DateMay 6, 2020
Instrument199798
Transaction TypeConstruction Loan
Record UpdatedMay 21, 2020
Title CompanyMOMENTUM TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2716 COMMERCE ST HOUSTON TX 770031536, HOUSTON, TX 77003-1536

Mortgage

Document Number0000199798
DateMay 12, 2020
Instrument199798
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueMay 11, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address2716 COMMERCE ST, HOUSTON, TX 77003-1536
Document Number0000501021
Instrument DateNov 1, 2018
Transaction TypeMortgage
Record UpdatedNov 12, 2018
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2716 COMMERCE ST HOUSTON TX 770031536, HOUSTON, TX 77003-1536

Mortgage

Document Number0000501021
DateNov 2, 2018
Instrument501021
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueNov 1, 2048

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateSep 7, 2017
Property Address2716 COMMERCE ST, HOUSTON, TX 77003-1536
Document Number0000396095
Instrument DateSep 5, 2017
Instrument396095
Transaction TypeTransfer
Record UpdatedSep 19, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4730 BELL ST HOUSTON TX 770231204, HOUSTON, TX 77023-1204

Mortgage

Document Number396096
DateSep 7, 2017
Instrument396096
Lender
NameISABEL C PALACIOS
Address6611 SURREY MEADOW CT, HOUSTON, TX 77049-1539
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term60 Months
DueSep 6, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 2716 Commerce St was $4,811 with a homeowner's exemption, down 6.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$348,709 (-1.69%) Land $187,354 Building $161,355$348,709 (-1.69%) Land $187,354 Building $161,355
2025$4,811.00 (-6.11%) Homeowner's exemption$354,687 Land $187,354 Building $167,333$354,687 Land $187,354 Building $167,333
2024$5,124.00
2023$357,382 Land $187,354 Building $170,028$357,382 Land $187,354 Building $170,028
2022$7,200.00
2020$6,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2716 Commerce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2716 Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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