Harris County property record for 2712 Commerce St, Houston, TX 77003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,748 sqft · built 2018 |
| Lot Size | 0.057 acres (2,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $309,400 (Aug 2019) |
| Tax Bill | $6,722 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-200-000-0002 |
| Primary APN | 032-200-000-0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 688 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 2,494 sqft (0.057 acres) |
| View / Lot | Neighborhood |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0322000000002 |
|---|---|
| Street Address | 2712 COMMERCE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77003-1536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 1B SETTEGAST SEC 3 |
| Legal Subdivision | SETTEGAST SEC 3 |
| Legal Tract | 1B |
| Legal Block | 2 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 310101 |
2712 Commerce St is owned by an individual who bought it in August 2019.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1148 ALEXANDER ST, HOUSTON, TX 77008-6635 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2020 | Deed of Trust, Mortgage CMG FIN'L |
| Aug 21, 2019 | Deed of Trust, Mortgage GB MTG |
| Aug 11, 2017 | Deed of Trust, Mortgage DAVID DUDEK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on File |
| Deed Sale | Aug 26, 2019 · Amount on File |
| Prior Sale | Oct 25, 2018 · Amount on File |
| Deed Document Number | 2019375263 |
| Prior Transfer Date | Dec 3, 2013 |
| Prior Transfer Doc | 20140123217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2712 COMMERCE ST, HOUSTON, TX 77003-1536 |
| Document Number | 0000240621 |
| Instrument Date | Jun 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | TEXAS TITLE COMPANY, TEXAS TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 2712 COMMERCE ST HOUSTON TX 770031536, HOUSTON, TX 77003-1536 |
| Document Number | 0000240621 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 240621 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2712 COMMERCE ST, HOUSTON, TX 77003-1536 |
| Document Number | 0000375264 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2712 COMMERCE ST HOUSTON TX 770031536, HOUSTON, TX 77003-1536 |
| Document Number | 0000375264 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 375264 |
| Name | GB MTG |
|---|---|
| Type | Mortgage Company |
| Address | CONROE, TX 77384 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2712 COMMERCE ST, HOUSTON, TX 77003-1536 |
| Document Number | 0000368597 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4730 BELL ST HOUSTON TX 770231204, HOUSTON, TX 77023-1204 |
| Document Number | 0000368597 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 368597 |
| Name | DAVID DUDEK |
|---|---|
| Address | 17171 PARK ROW # 100, HOUSTON, TX 77084-4935 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 2712 Commerce St was $6,722, up 1.6% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,299 (-) Land $157,122 Building $159,177 | $316,299 (-) Land $157,122 Building $159,177 | |
| 2025 | $6,722.00 (+1.57%) | $316,299 Land $157,122 Building $159,177 | $316,299 Land $157,122 Building $159,177 |
| 2024 | $6,618.00 | ||
| 2023 | $384,675 Land $157,122 Building $227,553 | $384,675 Land $157,122 Building $227,553 | |
| 2022 | $7,750.00 | ||
| 2020 | $7,884.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2712 Commerce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2712 Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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