Bay County property record for 2707 E 7th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 2021 |
| Lot Size | 0.63 acres (27,442 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,425 (May 2014) |
| Tax Bill | $609 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15797-000-000 |
| Primary APN | 15797-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 27,442 sqft (0.63 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Unfinished Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2707 E 7TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC09 |
| Legal Description | DOTY SUBD 118B3 LOTS 15,16,17,18 & 19 BLK E ORB 3605 P 2346 ORB 4663 P2231 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Legal Subdivision | DOTY SUBD |
| Legal Block | E |
| Legal Lot Number | 15/16 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 1700 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2707 E 7TH ST, PANAMA CITY, FL 32401-5233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2014 · Amount on Record |
| Deed Sale | May 6, 2014 · Amount on Record |
| Prior Sale | Dec 8, 2009 · Amount on Record |
| Deed Document Number | 201424045 |
| Deed Book / Page | 3605 / 2346 |
| Prior Transfer Date | May 20, 2003 |
| Prior Transfer Doc | 0032240370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 6, 2023 |
| Property Address | 2707 E 7TH ST, PANAMA CITY, FL 32401-5233 |
| Document Number | 0046632231 |
| Book / Page | 4663 / 2231 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 2023013151 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2707 EAST 7TH, PANAMA CITY, FL 32401 |
| Name | Verified Name |
|---|---|
| Address | 2707 E 7TH ST, PANAMA CITY, FL 32401-5233 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $609.00 (-14.47%) Homeowner's exemption | $63,261 (+10.7%) | $184,964 (+18.53%) Land $72,311 Building $112,653 |
| 2024 | $712.00 (-9.64%) | ||
| 2023 | $788.00 (+111.26%) Homeowner's exemption | $57,146 (+58.35%) | $156,052 (+24.74%) Land $48,950 Building $107,102 |
| 2022 | $373.00 Homeowner's exemption | $36,089 | $125,097 Land $27,366 Building $97,731 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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