2715 Adventist Cir, Morganton, NC 28655 Property Records

Burke County property record for 2715 Adventist Cir, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1956
Lot Size	2.45 acres (106,722 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2023)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1756243656`

Property Details

APN / Parcel Number

Primary APN	`1756243656`
Alternative APN	`15362`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	106,722 sqft (2.45 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Deck Area	324 sqft
Patio Area	225 sqft
Shed	1 Shed
Shed Area	104 sqft
Canopy	896 sqft
Lean-To	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2715 ADVENTIST CIR
City	MORGANTON
State	NC
Zip	28655-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	2715 ADVENTIST CIR MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	UPPER CREEK
Census Block Group	1
Census Block	1069
Census Tract	20203

Owner

Source: Burke County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2715 ADVENTIST CIR, MORGANTON, NC 28655-9584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 8, 2020	Warranty Deed, Transfer STATE EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	Apr 8, 2020 · Amount on Record
Deed Document Number	202323004766
Deed Book / Page	2686 / 645
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2715 ADVENTIST CIR, MORGANTON, NC 28655-9584
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025880617
Date	Dec 3, 2021
Book Page	2588/617
Instrument	2021014466

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 30, 2023
Property Address	2715 ADVENTIST CIR, MORGANTON, NC 28655-9584
Document Number	0026860645
Book / Page	2686 / 645
Instrument Date	May 30, 2023
Instrument	2023004766
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3536 FISH HATCHERY RD, MORGANTON, NC 28655-7548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 ADVENTIST CIR, MORGANTON, NC 28655-9584

Mortgage

Document Number	2023004767
Date	May 30, 2023
Instrument	2023004767

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year CMT
Max Rate	11.4%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 8, 2020
Property Address	2715 ADVENTIST CIR, MORGANTON, NC 28655-9584
Document Number	0024580061
Book / Page	002458 / 000061
Instrument Date	Apr 1, 2020
Instrument	38989
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 ADVENTIST CIR MORGANTON NC 286559584, MORGANTON, NC 28655-9584

Mortgage

Document Number	24580064
Date	Apr 8, 2020
Book Page	002458/000064
Instrument	38990

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,334.00 (+105.23%)	$195,635 (+122.41%) Land $29,621 Building $166,014	$195,635 (+122.41%) Land $29,621 Building $166,014
2023	$650.00	$87,960 Land $29,621 Building $58,339	$87,960 Land $29,621 Building $58,339

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (2018–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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