2709 Adventist Cir, Morganton, NC 28655 Property Records

Burke County property record for 2709 Adventist Cir, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 984 sqft · built 1996
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Tax Bill	$495 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`1756241437`

Property Details

APN / Parcel Number

Primary APN	`1756241437`
Alternative APN	`48371`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Flooring	Tile

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	38,333 sqft (0.88 acres)

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	16 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2709 ADVENTIST CIR
City	MORGANTON
State	NC
Zip	28655-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	2709 ADVENTIST CIR MORGANTON, NC 28655
Legal Subdivision	DAVID E MINOR & V A MINOR
Jurisdiction	BURKE NC
Township / Civil Division	UPPER CREEK
Census Block Group	1
Census Block	1069
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2709 ADVENTIST CIR, MORGANTON, NC 28655-9584
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Minor or Ward

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 20, 2017	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2709 ADVENTIST CIR, MORGANTON, NC 28655-9584
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 ADVENTIST CIR, MORGANTON, NC 28655-9584

Mortgage

Document Number	0026590046
Date	Dec 1, 2022
Book Page	2659/46
Instrument	2021028369

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2052

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BURKE NC
Property Address	2709 ADVENTIST CIR, MORGANTON, NC 28655-9584
Document Number	0022870203
Book / Page	002287 / 000203
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2709 ADVENTIST CIR MORGANTON NC 286559584, MORGANTON, NC 28655-9584

Mortgage

Document Number	0022870203
Date	Apr 10, 2017
Book Page	002287/000203
Instrument	3195

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$495.00 (+0.41%)	$138,117 (-) Land $18,139 Building $119,978	$138,117 (-) Land $18,139 Building $119,978
2025	$493.00 (-0.6%)	$138,117 (-) Land $18,139 Building $119,978	$138,117 (-) Land $18,139 Building $119,978
2023	$496.00	$138,117 Land $18,139 Building $119,978	$138,117 Land $18,139 Building $119,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (2018–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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