2714 Spring Breeze Way, Monroe, NC 28110 Property Records

Union County property record for 2714 Spring Breeze Way, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,209 sqft · built 2014
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Company Names on File
Last Sale	$240,000 (Jul 2018)
Tax Bill	$3,698 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-345-299`

Property Details

APN / Parcel Number

Primary APN	`09-345-299`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,209 sqft Living Area
1st Floor Area	1,388 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2714 SPRING BREEZE WAY
City	MONROE
State	NC
Zip	28110-8039
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-12SU MON
Legal Description	#69 WINDY RIDGE PH3 OPCJ776
Legal Subdivision	WINDY RIDGE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2000
Census Tract	20403

Owner

2714 Spring Breeze Way, a rural home, is owned by a company that bought it in July 2018.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	2714 SPRING BREEZE WAY, MONROE, NC 28110-8039
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jul 6, 2018	Warranty Deed, Transfer · VA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on File
Deed Sale	Jul 6, 2018 · Amount on File
Prior Sale	Dec 22, 2014 · Amount on File
Deed Document Number	201818585
Deed Book / Page	7190 / 604
Prior Transfer Date	May 1, 2012
Prior Transfer Doc	0005764459
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2714 SPRING BREEZE WAY, MONROE, NC 28110-8039
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009211120
Date	Sep 30, 2025
Book Page	9211/120
Instrument	25382

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 6, 2018
Property Address	2714 SPRING BREEZE WAY, MONROE, NC 28110-8039
Document Number	7190604
Book / Page	007190 / 000604
Instrument Date	Jul 6, 2018
Instrument	18585
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2714 SPRING BREEZE WAY MONROE NC 281108039, MONROE, NC 28110-8039

Mortgage

Document Number	7190606
Date	Jul 6, 2018
Book Page	007190/000606
Instrument	18586

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2714 Spring Breeze Way was $3,698.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,100 (-) Land $72,000 Building $351,100	$423,100 (-) Land $72,000 Building $351,100
2025	$3,698.00	$423,100 Land $72,000 Building $351,100	$423,100 Land $72,000 Building $351,100
2023	$3,053.00	$280,000 Land $46,400 Building $233,600	$280,000 Land $46,400 Building $233,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2714 Spring Breeze Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2714 Spring Breeze Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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