2703 Spring Breeze Way, Monroe, NC 28110 Property Records

Union County property record for 2703 Spring Breeze Way, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,428 sqft · built 2008
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Mar 2023)
Tax Bill	$3,718 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-345-319`

Property Details

APN / Parcel Number

Primary APN	`09-345-319`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,428 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2703 SPRING BREEZE WAY
City	MONROE
State	NC
Zip	28110-8039
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-12SU MON
Legal Description	#89 WINDY RIDGE PH3 OPCJ776
Legal Subdivision	WINDY RIDGE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2002
Census Tract	20403

Owner

2703 Spring Breeze Way, a rural home, is owned and occupied by an individual who bought it in March 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2703 SPRING BREEZE WAY, MONROE, NC 28110-8039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage ARC HOME LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2023 · Amount on File
Deed Sale	Mar 22, 2023 · Amount on File
Prior Sale	Sep 8, 2020 · Amount on File
Deed Document Number	20236481
Deed Book / Page	8675 / 728
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 22, 2023
Property Address	2703 SPRING BREEZE WAY, MONROE, NC 28110-8039
Document Number	0008675728
Book / Page	8675 / 728
Map Reference	CAB J FILE 776
Instrument Date	Mar 22, 2023
Instrument	6481
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 YEARDEN LN, MONROE, NC 28110-9836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 SPRING BREEZE WAY, MONROE, NC 28110-8039

Mortgage

Document Number	0000006482
Date	Mar 22, 2023
Instrument	6482

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 8, 2020
Property Address	2703 SPRING BREEZE WAY, MONROE, NC 28110-8039
Document Number	0007801768
Book / Page	7801 / 768
Map Reference	CAB J FILE 776
Instrument Date	Sep 8, 2020
Instrument	35421
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 SPRING BREEZE WAY, MONROE, NC 28110-8039

Mortgage

Document Number	0000035422
Date	Sep 8, 2020
Instrument	35422

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2703 Spring Breeze Way was $3,718.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,400 (-) Land $72,000 Building $353,400	$425,400 (-) Land $72,000 Building $353,400
2025	$3,718.00	$425,400 Land $72,000 Building $353,400	$425,400 Land $72,000 Building $353,400
2023	$3,052.00	$279,900 Land $46,400 Building $233,500	$279,900 Land $46,400 Building $233,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2703 Spring Breeze Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2703 Spring Breeze Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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