Dubuque County property record for 2713 Elm St, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 943 sqft · built 1910 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Sep 2018) |
| Tax Bill | $624 (2024) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-13-182-026 |
| Primary APN | 10-13-182-026 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 943 sqft Living Area |
| 1st Floor Area | 416 sqft |
| Upper Floors Area | 312 sqft |
| Attic Area | 77 sqft |
| Basement Area | 588 sqft |
| Year Built | Built 1910 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 116 sqft |
| Patio Area | 180 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 2713 ELM ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-1955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | S 1/2 OF LOT 189 GLENDALE ADD |
| Legal Subdivision | PRESCOTT |
| Legal Lot Number | 189 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 500 |
2713 Elm St is owned and occupied by an individual who bought it in September 2018.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2713 ELM ST, DUBUQUE, IA 52001-1955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on File |
| Deed Sale | Sep 17, 2018 · Amount on File |
| Deed Document Number | 0001810942 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 2713 ELM ST, DUBUQUE, IA 52001-1955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010943 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 2018-00010943 |
| Name | DUTRAC COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 12% |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,800 Land $10,600 Building $77,200 | $87,800 Land $10,600 Building $77,200 | |
| 2024 | $624.00 | ||
| 2023 | $75,800 (+31.32%) Land $10,000 Building $65,800 | $75,800 Land $10,000 Building $65,800 | |
| 2022 | $784.00 Homeowner's exemption | $57,720 Land $7,500 Building $50,220 | |
| 2021 | $57,720 Land $7,500 Building $50,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2713 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2713 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ImOn Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.
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