2708 Elm St, Dubuque, IA 52001 Property Records

Dubuque County property record for 2708 Elm St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,311 sqft · built 1916
Lot Size	0.084 acres (3,700 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Oct 2020)
Tax Bill	$1,924 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-183-012`

Property Details

APN / Parcel Number

Primary APN	`10-13-183-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,311 sqft Living Area
1st Floor Area	864 sqft
Attic Area	389 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1916
Architectural Style	Bungalow
Exterior Material	Vinyl
Construction Type	Wood Frame
Lot Area	3,700 sqft (0.084 acres)
Lot Dimensions	74 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Fiberglass Pool
Pool Area	210 sqft
Porch	Enclosed Porch
Porch Area	148 sqft
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2708 ELM ST
City	DUBUQUE
State	IA
Zip	52001-1954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 208 GLENDALE ADD
Legal Subdivision	PRESCOTT
Legal Lot Number	208
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2000
Census Tract	500

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2708 ELM ST, DUBUQUE, IA 52001-1954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Jun 19, 2017	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Deed Document Number	2020-00016710
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2708 ELM ST, DUBUQUE, IA 52001-1954
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000150
Date	Jan 7, 2026
Instrument	2026-00000150

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	1000 JACKSON ST, DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 26, 2020
Property Address	2708 ELM ST, DUBUQUE, IA 52001-1954
Document Number	0000016710
Instrument Date	Oct 3, 2020
Instrument	2020-00016710
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 ELM ST, DUBUQUE, IA 52001-1954

Mortgage

Document Number	0000016711
Date	Oct 26, 2020
Instrument	2020-00016711

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 19, 2017
Property Address	2708 ELM ST, DUBUQUE, IA 52001-1954
Document Number	0000007306
Instrument Date	Jun 7, 2017
Instrument	2017-00007306
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2708 ELM ST, DUBUQUE, IA 52001-1954

Mortgage

Document Number	0000007307
Date	Jun 19, 2017
Instrument	2017-00007307

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$159,500 (+10.76%) Land $16,100 Building $143,400	$159,500 (+10.76%) Land $16,100 Building $143,400
2024	$1,924.00 (+9.57%)
2023		$144,000 (+30.1%) Land $15,100 Building $128,900	$144,000 (+30.1%) Land $15,100 Building $128,900
2022	$1,756.00 Homeowner's exemption	$110,680 Land $11,350 Building $99,330
2021			$110,680 Land $11,350 Building $99,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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