2713 Benjamin Ln, Hebron, KY 41048 Property Records

Boone County property record for 2713 Benjamin Ln, Hebron, KY 41048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 976 sqft · built 2002
Lot Size	0.279 acres (12,178 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Nov 2007)
Tax Bill	$1,925 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036.00-12-015.00`

Property Details

APN / Parcel Number

Primary APN	`036.00-12-015.00`
Alternative APN	`25817`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	976 sqft Finished Area
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Lot Area	12,178 sqft (0.279 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2713 BENJAMIN LN
City	HEBRON
State	KY
Zip	41048-7923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 CUTTERS RIDGE
Legal Subdivision	CUTTERS RIDGE SUBDIVISION
Legal Lot Number	15
Jurisdiction	BOONE KY
Township / Civil Division	HEBRON
Census Block Group	2
Census Block	2000
Census Tract	70407

Owner

Source: Boone County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2713 BENJAMIN LN, HEBRON, KY 41048-7923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK
Jul 2, 2021	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2007 · Amount on Record
Deed Sale	Nov 6, 2007 · Amount on Record
Prior Sale	Aug 30, 2005 · Amount on Record
Deed Document Number	2007442742
Deed Book / Page	943 / 722
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Recording Date	Sep 1, 2026
Property Address	2713 BENJAMIN LN, HEBRON, KY 41048-7923
Document Number	0001616406
Book / Page	4951 / 791
Instrument Date	Aug 21, 2026
Instrument	20261616406
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2713 BENJAMIN LN, HEBRON, KY 41048-7923

Mortgage

Document Number	0001616406,
Date	Sep 1, 2026
Book Page	4951/791
Instrument	20261616406

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 20, 2036

Interest

Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2713 BENJAMIN LN, HEBRON, KY 41048-7923
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2713 BENJAMIN LN, HEBRON, KY 41048-7923

Mortgage

Document Number	0M4689/732
Date	Jul 24, 2023
Book Page	M4689/732
Instrument	960505

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 4, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2713 BENJAMIN LN, HEBRON, KY 41048-7923
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4482/396
Date	Jul 2, 2021
Book Page	M4482/396
Instrument	840584

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	288 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,925.00 (+15.13%)	$175,000 (+16.98%) Land $30,000 Building $145,000
2024			$175,000 (+16.98%) Land $30,000 Building $145,000
2023	$1,672.00 (+4.24%)	$149,600 (-) Land $30,000 Building $119,600	$149,600 (-) Land $30,000 Building $119,600
2022	$1,604.00	$149,600 Land $30,000 Building $119,600	$149,600 Land $30,000 Building $119,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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