2712 Benjamin Ln, Hebron, KY 41048 Property Records

Boone County property record for 2712 Benjamin Ln, Hebron, KY 41048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,239 sqft · built 2003
Lot Size	0.184 acres (8,028 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Sep 2026)
Tax Bill	$2,697 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036.00-12-004.00`

Property Details

APN / Parcel Number

Primary APN	`036.00-12-004.00`
Alternative APN	`34318`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,239 sqft Finished Area
Basement Area	1,239 sqft
Unfinished Basement	1,239 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Lot Area	8,028 sqft (0.184 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2712 BENJAMIN LN
City	HEBRON
State	KY
Zip	41048-7918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 CUTTERS RIDGE
Legal Subdivision	CUTTERS RIDGE SUB
Legal Lot Number	4
Jurisdiction	BOONE KY
Township / Civil Division	HEBRON
Census Block Group	2
Census Block	2007
Census Tract	70407

Owner

2712 Benjamin Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Boone County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2712 BENJAMIN LN, HEBRON, KY 41048-7918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
May 21, 2021	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 3, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	May 21, 2021 · Amount on File
Deed Document Number	20261620474
Deed Book / Page	1263 / 694
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Sep 14, 2026
Property Address	2712 BENJAMIN LN, HEBRON, KY 41048-7918
Document Number	0001620474
Book / Page	1263 / 694
Instrument Date	Sep 9, 2026
Instrument	20261620474
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,320.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2712 BENJAMIN LN, HEBRON, KY 41048-7918

Mortgage

Document Number	0001620478,
Date	Sep 14, 2026
Instrument	20261620478

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0001620499,
Date	Sep 14, 2026
Book Page	4954/994
Instrument	20261620499

Lender

Name	KENTUCKY HOUSING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	May 21, 2021
Property Address	2712 BENJAMIN LN, HEBRON, KY 41048-7918
Document Number	D1166/167
Book / Page	D1166 / 167
Map Reference	PC 4 SL 147
Instrument Date	May 12, 2021
Instrument	836294
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12334 TARPON SPRINGS RD, 12334, ODESSA, FL 33556-5654

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2712 BENJAMIN LN, HEBRON, KY 41048-7918

Mortgage

Document Number	836295
Date	May 21, 2021
Instrument	836295

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jan 3, 2020
Property Address	2712 BENJAMIN LN, HEBRON, KY 41048-7918
Document Number	D1138/625
Book / Page	D1138 / 625
Map Reference	CAB 4 SL 147
Instrument Date	Dec 31, 2019
Instrument	792098
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	BRIDGETRUST TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2712 BENJAMIN LN, 2712, HEBRON, KY 41048-7918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 BENJAMIN LN, HEBRON, KY 41048-7918

Mortgage

Document Number	792099
Date	Jan 3, 2020
Instrument	792099

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2712 Benjamin Ln was $2,697.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,697.00	$248,000 Land $30,000 Building $218,000
2024			$248,000 (-) Land $30,000 Building $218,000
2023	$2,723.00 (+2.37%)	$248,000 (-) Land $30,000 Building $218,000	$248,000 (-) Land $30,000 Building $218,000
2022	$2,660.00	$248,000 Land $30,000 Building $218,000	$248,000 Land $30,000 Building $218,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2712 Benjamin Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2712 Benjamin Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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