2712 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 2712 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Lot Size	0.287 acres (12,490 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Apr 2021)
Tax Bill	$1,056 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-21-15-201-005`

Property Details

APN / Parcel Number

Primary APN	`30-21-15-201-005`

Exterior

Lot Area	12,490 sqft (0.287 acres)

Location & Zoning

Street Address	2712 E MAIN ST
City	URBANA
State	IL
Zip	61802-2253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 1 SUB OF PT OF SW 1/4 SE 1/4 SEC. 10, AND NW 1/4 NE 1/4 SEC. 15-19-9, M.W. BUSEYS
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	M.W. BUSEYS
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2040
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2712 E MAIN ST, URBANA, IL 61802-2253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · FHA Mortgage BUSEY BANK
Dec 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Apr 12, 2021	Warranty Deed, Transfer · FHA Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Feb 28, 2013 · Amount on Record
Deed Document Number	20218406
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2712 E MAIN ST, URBANA, IL 61802-2253
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028179
Date	Dec 2, 2021
Instrument	2021R28179

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2712 E MAIN ST, URBANA, IL 61802-2253
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028180
Date	Dec 2, 2021
Instrument	2021R28180

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 12, 2021
Property Address	2712 E MAIN ST, URBANA, IL 61802-2253
Document Number	0000008406
Instrument Date	Apr 9, 2021
Instrument	2021R08406
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 E MAIN ST, URBANA, IL 61802-2253

Mortgage

Document Number	0000008407
Date	Apr 12, 2021
Instrument	2021R08407

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Mortgage

Document Number	0000008408
Date	Apr 12, 2021
Instrument	2021R08408

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,610 (+25.21%) Land $6,680 Building $6,930	$40,830 (+25.21%) Land $20,040 Building $20,790
2024	$1,056.00 (+9.2%)
2022	$967.00	$10,870 Land $5,340 Building $5,530	$32,610 Land $16,020 Building $16,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Nextlink.

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