2705 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 2705 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,304 sqft · built 1961
Lot Size	0.188 acres (8,194 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Oct 2025)
Tax Bill	$3,654 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-21-15-204-001`

Property Details

APN / Parcel Number

Primary APN	`30-21-15-204-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	8,194 sqft (0.188 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2705 E MAIN ST
City	URBANA
State	IL
Zip	61802-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 ENNIS REPLAT
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	ENNIS REPLAT
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	3
Census Block	3002
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2705 E MAIN ST, URBANA, IL 61802-2226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Jul 12, 2013 · Amount on Record
Deed Document Number	202514954
Prior Transfer Date	Dec 2, 2024
Prior Transfer Doc	0000018072
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 2, 2025
Property Address	2705 E MAIN ST, URBANA, IL 61802-2226
Document Number	0000014954
Map Reference	DOC 547910
Instrument Date	Oct 1, 2025
Instrument	2025R14954
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 E MAIN ST, URBANA, IL 61802-2226

Mortgage

Document Number	0000014955
Date	Oct 2, 2025
Instrument	2025R14955

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,200 (+8.08%) Land $9,650 Building $37,550	$141,600 (+8.08%) Land $28,950 Building $112,650
2024	$3,654.00 (+9.21%)	$43,670 (+15.84%) Land $8,930 Building $34,740	$131,010 (+15.84%) Land $26,790 Building $104,220
2022	$3,346.00	$37,700 Land $7,710 Building $29,990	$113,100 Land $23,130 Building $89,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Nextlink.

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