Lubbock County property record for 2712 28th St, Lubbock, TX 79410
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,516 sqft · built 1942 |
| Lot Size | 0.163 acres (7,095 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,764 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | R28694 |
| Primary APN | R28694 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,516 sqft Living Area |
| 1st Floor Area | 2,516 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Duplex Single |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,095 sqft (0.163 acres) |
| Lot Dimensions | 110 ft deep x 64.5 ft wide |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 2712 28TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79410-3300 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | GREEN ACRES BLK 3 L 8 |
| Legal Subdivision | GREEN ACRES |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1502 |
2712 28th St, a duplex, is owned by a company that acquired it in January 2023.
Source: Lubbock County records, as of April 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 159, PARADISE, TX 76073-0159 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · ARM PEOPLES BANK |
| Jan 11, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2023 |
| Deed Sale | Jan 11, 2023 |
| Prior Sale | May 1, 1984 |
| Deed Document Number | 20231450 |
| Prior Transfer Date | Sep 14, 1992 |
| Prior Transfer Doc | 3975000041 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 2712 28TH ST, LUBBOCK, TX 79410-3300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | SERVICE TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 159, PARADISE, TX 76073-0159 |
| Document Number | 0000004767 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026004767 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79424 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 252 Months |
| Due | Feb 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 5, 2030 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.75% |
| Index | Prime Rate |
| Max Rate | 18% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jan 11, 2023 |
| Property Address | 2712 28TH ST, LUBBOCK, TX 79410-3300 |
| Document Number | 0000001450 |
| Instrument Date | Jan 1, 2023 |
| Instrument | 2023001450 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 159, PARADISE, TX 76073-0159 |
The 2025 property tax bill for 2712 28th St was $2,764, down 2.5% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,764.00 (-2.54%) | $156,224 Land $12,900 Building $143,324 | $156,224 Land $12,900 Building $143,324 |
| 2024 | $2,836.00 (-2.91%) | ||
| 2023 | $2,921.00 (-20.1%) | $157,168 Land $12,900 Building $144,268 | $157,168 Land $12,900 Building $144,268 |
| 2022 | $3,656.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2712 28th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 19 (1983–2019) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Jan 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2712 28th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet.
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