2707 28th St, Lubbock, TX 79410 Property Records

Lubbock County property record for 2707 28th St, Lubbock, TX 79410

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 978 sqft · built 1943
Lot Size	0.171 acres (7,470 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification Oct 2017 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`R29423`

Property Details

APN / Parcel Number

Primary APN	`R29423`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	978 sqft Living Area

Exterior

Year Built	Built 1943
Exterior Material	Asbestos
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,470 sqft (0.171 acres)
Lot Dimensions	124 ft deep x 60 ft wide
Garage Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2707 28TH ST
City	LUBBOCK
State	TX
Zip	79410-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	GREEN ACRES BLK 5 L 4
Legal Subdivision	GREEN ACRES
Legal Block	5
Legal Lot Number	4
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1006
Census Tract	1502

Owner

2707 28th St is owned by two individuals who acquired it in July 2017.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2517 21ST ST, LUBBOCK, TX 79410-1516
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Loan Modification, Mortgage CITY BK
Oct 24, 2017	Trustee's Deed, Construction Loan · Line of Credit CITY BK
Jul 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017
Deed Sale	Jul 17, 2017
Prior Sale	Jun 28, 2016
Deed Document Number	2017025718
Record Updated	Jun 8, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	2707 28TH ST, LUBBOCK, TX 79410-3313
Document Number	0000041304
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 21ST ST LUBBOCK TX 794101516, LUBBOCK, TX 79410-1516

Mortgage

Document Number	0000041304
Date	Oct 29, 2018
Instrument	41304

Lender

Name	CITY BK
Type	Bank
Address	LUBBOCK, TX 79408-5060

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 28, 2023

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 24, 2017
Property Address	2707 28TH ST, LUBBOCK, TX 79410-3313
Instrument Date	Oct 18, 2017
Instrument	38227
Transaction Type	Construction Loan
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 21ST ST LUBBOCK TX 794101516, LUBBOCK, TX 79410-1516

Mortgage

Document Number	0000038227
Date	Oct 24, 2017
Instrument	38227

Lender

Name	CITY BK
Type	Bank
Address	LUBBOCK, TX 79408-5060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 23, 2018

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jul 17, 2017
Property Address	2707 28TH ST, LUBBOCK, TX 79410-3313
Document Number	0000025718
Instrument Date	Apr 6, 2017
Instrument	25718
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5212 34TH ST LUBBOCK TX 794071115, LUBBOCK, TX 79407-1115

Tax Assessment & Valuation

The 2025 property tax bill for 2707 28th St was $2,596, down 7% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,596.00 (-6.99%)	$146,720 Land $33,000 Building $113,720	$146,720 Land $33,000 Building $113,720
2024	$2,791.00 (+16.1%)
2023	$2,404.00 (-3.49%)	$129,338 Land $18,900 Building $110,438	$129,338 Land $18,900 Building $110,438
2022	$2,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2707 28th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	19 (1983–2019)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Jan 2019 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Hurricane Alex, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2707 28th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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