27104 US Hwy 431, Five Points, AL 36855 Property Records

Chambers County property record for 27104 US Hwy 431, Five Points, AL 36855

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 9,425 sqft · built 2021
Lot Size	1.69 acres (73,616 sqft)
Owner	Company Name on Record
Last Sale	$1,516,503 (Jun 2021)
Tax Bill	$6,655 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-07-02-04-0-001-019.000`

Property Details

APN / Parcel Number

Primary APN	`12-07-02-04-0-001-019.000`
Alternative APNs	`0702040001019000` `460170`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	9,425 sqft Living Area
1st Floor Area	9,425 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	73,616 sqft (1.69 acres)
Lot Dimensions	314 ft deep x 275 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,474 sqft
Pole Barn	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	460170
Street Address	27104 US HIGHWAY 431
City	FIVE POINTS
State	AL
Zip	36855-2271
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	START AT INT OF NE MARGIN OF CO. ROAD 222 & SE MARGIN OF U.S. 431, RUN NE'LY ALONG HWAY 313.96'(S) TO P.O.B., RUN NE'LY ALONG
Legal Range	27
Legal Township	23
Legal Section	04
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	3
Census Block	3019
Census Tract	953800

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10 SCHOOLHOUSE PL, OYSTER BAY, NY 11771-3807
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Special Warranty Deed, Transfer · Commercial Mortgage AMERIS BANK
Feb 10, 2021	Deed, Transfer · Commercial Mortgage FIRST BANK
Jan 19, 2021	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Feb 10, 2021 · Amount on Record
Deed Document Number	20212340
Prior Transfer Date	Nov 10, 2020
Prior Transfer Doc	002021/173
Record Updated	Oct 29, 2026

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jun 23, 2021
Property Address	27104 US HIGHWAY 431, FIVE POINTS, AL 36855-2271
Document Number	02021/2340
Book / Page	2021 / 2340
Instrument Date	Jun 17, 2021
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 WESTSIDE SQ, HUNTSVILLE, AL 35801-4846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SCHOOLHOUSE PL, OYSTER BAY, NY 11771-3807

Mortgage

Document Number	0020212341
Date	Jun 23, 2021
Instrument	2021/2341

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	Feb 10, 2021
Property Address	27104 US HIGHWAY 431, FIVE POINTS, AL 36855-2271
Document Number	002021/464
Book / Page	2021 / 464
Instrument Date	Feb 3, 2021
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18904 LANSFORD DR, HUDSON, FL 34667-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 WESTSIDE SQ, HUNTSVILLE, AL 35801-4846
Investor	Possibly a Property Investor

Mortgage

Document Number	0002021465
Date	Feb 10, 2021
Instrument	2021/465

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHAMBERS AL
Recording Date	Jan 19, 2021
Property Address	27104 US HIGHWAY 431, FIVE POINTS, AL 36855-2271
Document Number	002021/173
Book / Page	2021 / 173
Instrument Date	Nov 10, 2020
Transaction Type	Foreclosure
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4125 DRISTOL AVE, SPRING HILL, FL 34609-2432

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Five Points Town
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,655.00 (+6.99%)
2025	$6,220.00	$146,360 (-) Land $2,940 Building $143,420	$731,800 (%) Land $14,700 Building $717,100
2024	$6,220.00	$146,360 (-) Land $2,940 Building $143,420	$731,830 (-) Land $14,670 Building $717,160
2023	$6,220.00 (-9.17%)	$146,360 (-) Land $2,940 Building $143,420	$731,830 (-) Land $14,670 Building $717,160
2022	$6,848.00 Additional exemption filed	$146,360 Land $2,940 Building $143,420	$731,830 Land $14,670 Building $717,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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